No, no way. I think cheating really takes the fun out of any game. I used to cheat in StarCraft and AoE II occasionally, and the games in which I did were no fun. And after all, what's a game without fun?
Cheating in AoE is bad because you get a huge advantage, but reloading in Civ3 isn't as bad because I always mess up by pressing the wrong buttons, that's the only time when I reload. I was the person that voted I Cheat Sometimes. I also just went up to Monarch, so it's a little rough keeping the Romans off my back :crazyeyes
Well, if you reload to fix something you didn't mean to do, then it isn't really cheating, as long as you don't know the outcome. For example, if you accidentally attack your ally because you misclicked, it's not cheap to reload. But if you purposely declare war on your ally and wait a few turns to see if you start to win (and reload if you aren't), then it's not fair.
Well, the AI really cheats the most on the higher difficulty levels. Therefore, if you have a problem with the AI cheating, you could play on Chieftain or Warlord instead so you don't have to cheat to match the AI.
That was just a suggestion. You do whatever you want; I just dislike cheating a lot. If you want to play on higher levels and cheat, your decision. And if (and I'm not implying anything about you personally, Zouave) you need to cheat on Chieftain to stand a chance, you've come to a great place to learn how to play Civ (unless you don't want to - but then, why would you be here?).