Kruelgor
Emperor
I hear a lot of people like to use Gimp, but here is an alternative.
Paint.Net (another free paint program) http://www.getpaint.net/download.html does save in DDS format. You can save in PSD format if you install this plugin. http://psdplugin.codeplex.com/
----------------------
There is also this freeware image converter if your paint program isn't compatible with psd files for example.
http://download.cnet.com/RentASoft-Image-Converter/3000-2192_4-10583338.html?tag=mncol;2
The program supports conversion to or from the following formats: JPEG, GIF, Adobe PSD, TIFF, Bitmap (BMP), PNG, Icon, PCX, TGA, PXM, WBMP, PostScript (PS), and Adobe PDF. Version 2.3 includes support for 64 bit Windows.
Paint.Net (another free paint program) http://www.getpaint.net/download.html does save in DDS format. You can save in PSD format if you install this plugin. http://psdplugin.codeplex.com/
----------------------
There is also this freeware image converter if your paint program isn't compatible with psd files for example.
http://download.cnet.com/RentASoft-Image-Converter/3000-2192_4-10583338.html?tag=mncol;2
The program supports conversion to or from the following formats: JPEG, GIF, Adobe PSD, TIFF, Bitmap (BMP), PNG, Icon, PCX, TGA, PXM, WBMP, PostScript (PS), and Adobe PDF. Version 2.3 includes support for 64 bit Windows.