The city center is also showing 2 commerce instead of 3. I don't know if this is some weird bug or we are just not seeing it correctly, but at least the software is consistent, that much is sure.
@Tasslehoff: cities in the corners of river bends are considered to be next to a river, just as ecuwins showed in his screen shot.
I must admit however, that it is sometimes difficult to see, especially when near mountains, and near river ends. This is why you should always check the tile you plan to found a city on by right-clicking it, and see how much commerce it produces.
Actually, that may just be the issue, its near the end of river...