Don't get me wrong, they are a great UB but they are not a type of bank.
We don't have a stock exchange in every town, just 1 (imaginatively called The Stock Exchange).
I would be happier if the English UB was renamed or replaced. Possibly call it a Brokers if kept the same or replace it with 1 of the following:
1. Shipyard - replaces Drydock. To reflect her period of dominace of the seas this would come earlier than drydock and perhaps give a free upgrade as well as the +4XP.
2. Mill - replaces Factory. As the onetime workshop of the world this seems appropriate. Again it would come a bit earlier than a factory and have a minor bonus.
3. Museum - replaces Observatory. As a nation obsessed with past glories we do have a lot of museums. Gives a culture bonus as well as a science bonus.
We don't have a stock exchange in every town, just 1 (imaginatively called The Stock Exchange).
I would be happier if the English UB was renamed or replaced. Possibly call it a Brokers if kept the same or replace it with 1 of the following:
1. Shipyard - replaces Drydock. To reflect her period of dominace of the seas this would come earlier than drydock and perhaps give a free upgrade as well as the +4XP.
2. Mill - replaces Factory. As the onetime workshop of the world this seems appropriate. Again it would come a bit earlier than a factory and have a minor bonus.
3. Museum - replaces Observatory. As a nation obsessed with past glories we do have a lot of museums. Gives a culture bonus as well as a science bonus.