Forgive me if this has been discussed and settled, but the religious aspect of the game seems badly designed. There appears to be no penalty for setting religious units on someone's land and just leaving them there, short of starting a war, which is heavily penalized. I couldn't improve an oil resource because of a Brazilian apostle occupying the tile. There was a little carpet of religious units all over my land and I couldn't do anything about it. Other times I couldn't position my army for a war because of a bunch of missionaries near the city. This cannot be what the designers had in mind. In general, the steady stream of missionaries is just annoying, not fun. In addition, I don't see the advantage to having religious control over one's empire, aside from obsessive/compulsive concerns. P.S. I have so much money I don't know what to do with it. Previous games put you in financial straits.