This is very interesting to think about. If I steal 1 penny from everyone on Earth, I will have $70 million dollars. No one will come after me. More seriously though: If I steal a credit card, forge a check, and then cash a check without doing the work for a grand total of $250, that is 3 strikes in many states and 25 years to life in prison. That Fyre Festival guy is doing 6 years in prison and his victims lost millions. The documentary on Netflix is great. Bottom line is fraud surrounded by lies just doesn't get punished as hard as naked theft. The reason is that overpromising and underdelivering can't be criminalized without blowing up the economy. Not sure where gross negligence fits in. What should be the penalty be for the Quadriga crypto currency people whose CEO died and left no decryption key behind? $145 million and no one can ever get it. Anyway, white collar crime costs the US $500 billion per year. What cops seize in civil asset forfeiture passed burglar yearly totals back in 2014. Blue collar criminals are firmly in 3rd place.