When does integrity fall ? Lending money...

[moors]

If I lend money and the receiving part doesn't pay back, can I declare war without decreasing integrity value of my faction ? Does not paying back decrease integrity of the receiving part ?

Is there a way to declare war without decreasing integrity ?

I know using social engineering averse to a faction increases the chances but is it strong enough to be declared war to while you are stronger and you have a treaty ?

How else to be declared war to without decreasing integrity ?

Can you declare war without decreasing integrity after catching a probe team at work ?

 

[moors]

Also, whom do you prefer to lend money to ?

What matters in the player to lend money to and how ? Might or economy or military or sth else ?

I think what matters is whether the player can repay(so both economy and military can be important, but I don't think we can access information about them unless they are #1 on sth which might give a clue) and whether you want war with someone without decreasing integrity if not paying back is valid war cause.

It seems lending money can be profitable if you're earning enough cash.