Just to add fuel to the fire, on this topic.
I actaully followed Obsolete's example in a lonely hearts game for the month of April, with A FINANCIAL LEADER

MANSU MANSA
View attachment 173952 here is a shot of my island home, only room for 8 cities really, well, I planned 10, but a few were rubbish, and I didn't go ahead with them. 8th city I planned for national parks with forest preserves, but wasn't worth it, had 4 mountain peaks, and 4 shared forests, better placement was to the SE without knowing about coal/oil events, better food/growth potential.
NOW. This was on Monarch at Epic speed, but the princeples apply to what Obsolete is explaining.
You CAN have excellent financial health, UBER research, and growth potential only limited by you cities health, under heriditary rule.
I really only fully understood what I was trying to emulate, at the end of my game, and as such I've just played on after winning a space race to see it full potential.
Here's a shot of my Wall Street city, Complete with Sids Sushi, and Mining corp. Engineer was from 300 AD. (really worried about popping another, which I didn't) and Merchant from Economics (AGAIN, NO MERCHANTS).
View attachment 173953
I've moved my capital Inland, NOT BECAUSE of the sea start, but so not to lose the space ship due to a sudden offshore invasion.
View attachment 173955
Here's my starting capital, all done WITHOUT Stone/Marble.
View attachment 173956
Civics are heriditary Rule, Nationalism, Caste system, Enviromentalism, and Free Religion. Making money with NO MEDIA WONDERS (I said I only got it at end of game)
few Notes for Obsolete, 6 court houses unlock the Forbidden palace on a Normal map, not 8 (that's a huge map), -1 'we demand military potection' DOES INCREASE, I had a -5, but high as -8, and gunships/planes/fighters/bombers don't count either, Neither do ships, as they can't defend, but a gunship can defend??
Oh yes, I followed instructions and had a warrior guarding my capital

3 or them actaully, but needed more troops under heritary rule
P.S. What is the first thing the AI does once it attacks you cities....Pillage isn't Gunships are a favourate are they not, 1. move, 2. Pillage, 3. move, 4. Pillage. So 4 gunships=2 towns turned into grasslands
