Well, prior experiences show that in Civ, there is no such thing as
always. I found monarchy to be much more profitable on quite a few occasions (in PTW) with unit support when my armies would eat tons of gold in the republic.
While you are lagging behind, it's a good idea to go to war for techs if you can, if it's not an option, then you can either go for the expensive techs to trade, or the cheap ones to catch up. If you are 6-10 techs behind, you are not going to research the expensive techs that AI does not have, you will research techs that AIs have that will give you units to wage wars on the AI to get techs.
The 10% strategy should only be used on regent in the beginning to accumulate gold for the warrior upgrades. Sorry, I thought that was clear when I wrote Iron Working...
Overall, I guess people have different playing styles and one should listen to different opinions and choose for themselves.
Yes, definately do not automate workers and do not use governors!
Plans are good to have too, good point! I usually plan my wars as soon as I know where the other civs are...
that would be klopolov, quite different meaning, although both could possibly typical Russian last name, klopolov just happens not to be a last name...