Non riverside cottages supported by HR, are they worth it? After analyzing Unconquered Sun's posts in CE vs SE war this question popped into my head. I decided to work it out and post it here to see if my math was right.
Important info:
Citizen cost is going to be 2 GPT, which I think is right at Deity, 2 GPT adds up for the civics: bureaucracy, HR, slavery, decentralization, and paganism. HR supported and unit cost added. On Deity you don't get many free units so I think it is appropriate.
According to Unconquered Sun, every 10 turns, roughly all production is devalued by 10%. I haven't seen any better value for devaluement, so I'm going to take this even though it says production, since I'm pretty sure it's the same for commerce.
Spoiler will have the math for epic speed, normal is coming soon
Normal Speed calculations
Important info:
Citizen cost is going to be 2 GPT, which I think is right at Deity, 2 GPT adds up for the civics: bureaucracy, HR, slavery, decentralization, and paganism. HR supported and unit cost added. On Deity you don't get many free units so I think it is appropriate.
According to Unconquered Sun, every 10 turns, roughly all production is devalued by 10%. I haven't seen any better value for devaluement, so I'm going to take this even though it says production, since I'm pretty sure it's the same for commerce.
Spoiler will have the math for epic speed, normal is coming soon
Spoiler :
Turn 1 of cottage: -1 BPT (1-2=-1)
Turn 2- 15: -1 BPT (1-2=-1)
Total loss adjusted for devaluing: -14.5 Beakers (turn 1-10: -1x10=-10)(turn 11-15: 1-10%=.9. .9x5=4.5)
Turn 16-45: breaks even
Loss: 0 Beakers
Total loss adjusted for devaluing: -14.5 Beakers
Turn 46: +1 BPT
Turns 47-105: +1BPT
Gain from 46-50 adjusted for devaluing: 3.2805 Beakers (.9-10%=.81. .81-10%=.729. .729-10%=.6561. .6561x5=3.2805)
Gain from 51-60 adjusted for devaluing: 5.9049 (.6561-10%=.59049. .59049x10=5.9049)
Gain from 61-70 adjusted for devaluing: 5.31441(.54049-10%=.531441. .531441x10=5.31441)
Gain from turn 71 adjusted for devaluing: .4782969 (.531441-10%=.4782969)
Add these all together and we get 14.9781069. Since that is over 14.5 we have just made a profit
Conclusion: It takes 71 turns for a non riverside cottage to make a profit on deity with HR supported unit upkeep citizen, which is appropriate for Deity.
Turn 2- 15: -1 BPT (1-2=-1)
Total loss adjusted for devaluing: -14.5 Beakers (turn 1-10: -1x10=-10)(turn 11-15: 1-10%=.9. .9x5=4.5)
Turn 16-45: breaks even
Loss: 0 Beakers
Total loss adjusted for devaluing: -14.5 Beakers
Turn 46: +1 BPT
Turns 47-105: +1BPT
Gain from 46-50 adjusted for devaluing: 3.2805 Beakers (.9-10%=.81. .81-10%=.729. .729-10%=.6561. .6561x5=3.2805)
Gain from 51-60 adjusted for devaluing: 5.9049 (.6561-10%=.59049. .59049x10=5.9049)
Gain from 61-70 adjusted for devaluing: 5.31441(.54049-10%=.531441. .531441x10=5.31441)
Gain from turn 71 adjusted for devaluing: .4782969 (.531441-10%=.4782969)
Add these all together and we get 14.9781069. Since that is over 14.5 we have just made a profit

Conclusion: It takes 71 turns for a non riverside cottage to make a profit on deity with HR supported unit upkeep citizen, which is appropriate for Deity.
Normal Speed calculations
Spoiler :
Turn 1: -1 BPT(1-2=0)
Turns 2-10: -1BPT(1-2=0)
Total Loss including devaluing: 10 Beakers
Turn 11: 0BPT (2-2=0)
Turns 12-30: 0BPT 92-2=0)
Loss: 0
Total loss including devaluing: 10 Beakers
Turn 31: +1BPT (3-2=1)
Turns 32-70: +1 BPT (3-2=1)
Total gain for 31 to 40 including devaluing: 8.1 Beakers (1-10%=.9. .9-10%=.81. .81x10=8.1)
Total loss including devaluing: 1.9
Gain from 41 including devaluing: .729 (.81-10%=.729)
Gain for turns 42 and 43 including devaluing: 1.458 (.729x2=1.458)
Total loss: -0.287
Conclusion: Non riverside cottage takes 43 turns to make a profit
Turns 2-10: -1BPT(1-2=0)
Total Loss including devaluing: 10 Beakers
Turn 11: 0BPT (2-2=0)
Turns 12-30: 0BPT 92-2=0)
Loss: 0
Total loss including devaluing: 10 Beakers
Turn 31: +1BPT (3-2=1)
Turns 32-70: +1 BPT (3-2=1)
Total gain for 31 to 40 including devaluing: 8.1 Beakers (1-10%=.9. .9-10%=.81. .81x10=8.1)
Total loss including devaluing: 1.9
Gain from 41 including devaluing: .729 (.81-10%=.729)
Gain for turns 42 and 43 including devaluing: 1.458 (.729x2=1.458)
Total loss: -0.287
Conclusion: Non riverside cottage takes 43 turns to make a profit