Don't trade routes get a bonus for resource diversity? Even though you can't work the sea resources, seems like that should still help. Bet it doesn't but hey!
Those were random rolls. But I can think of 2 good reasons: Sea trade routes generate more gold, and the other has been mentioned. The AI just loves to settle on your borders.........
You could just station a unit (military or worker) on the unclaimble land which would then prevent anyone from settling it... unless they did it through force
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