Recent content by JerichoHill

Well, by banning such fees you would incentive lower income folks either heading to payday lenders (or the like) or to the shadow banking sector. Neither of those appear to be good options. This is particularly problematic for those individuals who do not have a banking account. Where does...

The problem with capping is that then you incentive card companies to pursue revenue by charging higher fees elsewhere. There is a notion that access to funds is a good thing, which by restricting access to those at the lower income levels you may wind up doing more harm. Look at the...

they were very boring to be honest. (a joke, for the lurkers)

Yeah, Integral showed up and I guess i had to let him crash. Jerk.

As I was just reminded about this from Integral, who was crashing my pad, I will be good to go for 4pm at CBC down in Union Station.

@Cheezy You're the resident guy who brings us yummy Potbelly food.

90K will be solidly upper middle in DC. I don't make 90K a year. 90K is a starting salary one could expect with a phd. I've been in the gov't nearly a decade. And yes, there are clearly diminishing returns. I'm far more interested in the quality of work / life than I am in an additional...

Let's not hope for miracles

Our FDIC is funded by the deposit insurance premiums banks pay. Yes. Absolutely, but only if housing is mucked up. Random Fact: My username comes from Stephen King's Dark Tower Series. JerichoHill was the location of the last battle between the forces of order (the gunslingers) and...

Depends on the agency and how they are funded, taxpayer or own funded. The model I work with will only hold for largish cities. I can control for climate, food prices, wages, housing costs, and other factors you'd suspect.

Violation of a few (many) federal laws on anti-discrimination anti-gay

Microsoft seems odd, since Bill Gates is besties with Warren B and Warren B is besties with the Obamaer

Hi Guys I'm available as a lurker/advisor this game. I went awol due to some sickness and also a big job change (a very good thing). glad to see you all doing well!

And that's starting salary.

Yeah but i can prove it with regression For Science~! (Seriously its a cute paper with an application of the model Ill be using in my dissertation and its silly but simple enough to be published quickly)