Hey there. When playing a builder deity game, I ussually set my research at 0% and focus on a great economy with coastal cities, marketplaces, and banks.
The AI civs rarely want to loan me money (by clicking the "care to give me a loan switch". I found that I can create loans by taking their cash, then offering GPT in exchange for it.
Then I use the money to invest in my civ by rush marketplaces, banks, graneries, or aquadeqts. The city growth or income multipliers insure that I get more on my investment and have new GPT to continue borrowing.
Anyone else do this? India give the best loans. If you have a game where india has a big stockpile of gold it can really help you!
PS.. I used a feindish strategy againist those Indians a few games back. They had like 10k of gold, so I traded them about 600 GPT and used the money to steal their tech! Muhaha ha.
PS another great strategy to use if you still are able to use GPT: When an attack from an AI civ is imminent, trade for their money or tech using GPT. Set science and lux to 0, and set all citizens to max trade to get the most from them. Go back and reset your science and lux to preloan levels. Ohh no, you will be in massive debt per turn! Problem solved, tell that AI to remove his troops or declare war, when he declares war your debt is gone and you get to keep his tech/money. Be prepared for defense now!!!
The AI civs rarely want to loan me money (by clicking the "care to give me a loan switch". I found that I can create loans by taking their cash, then offering GPT in exchange for it.
Then I use the money to invest in my civ by rush marketplaces, banks, graneries, or aquadeqts. The city growth or income multipliers insure that I get more on my investment and have new GPT to continue borrowing.
Anyone else do this? India give the best loans. If you have a game where india has a big stockpile of gold it can really help you!
PS.. I used a feindish strategy againist those Indians a few games back. They had like 10k of gold, so I traded them about 600 GPT and used the money to steal their tech! Muhaha ha.
PS another great strategy to use if you still are able to use GPT: When an attack from an AI civ is imminent, trade for their money or tech using GPT. Set science and lux to 0, and set all citizens to max trade to get the most from them. Go back and reset your science and lux to preloan levels. Ohh no, you will be in massive debt per turn! Problem solved, tell that AI to remove his troops or declare war, when he declares war your debt is gone and you get to keep his tech/money. Be prepared for defense now!!!