I decided last night to sit down and go through a pile of save games to analyse the difference between Financial and Organised. I did this because everyone is alway posting about how terrible Organised is for saving money and that Financial is strictly better. It wasn't that I didn't believe these people it is just that the extent to which their Financial trait was better than Organised seemed exagerated.
I generally found that Financial did make a bigger impact in that it would generate 10-80% more COMMERCE than Organised saved in GOLD. I highlight them as more commerce can be enhanced where as gold is gold and nothing else. So suprise suprise being financial makes you more money (hence the name). I feel that its comes down to the building discounts that make these two traits close to equal. I rarely build banks as I devote as little commerce to gold as possible most of the game and always have something better to build. On the other hand I build courthouses all of the time.
The interesting thing was that if Organised gave a 100% discount (I have heard references to this number previously) then it would have in all cases more GOLD than COMMERCE. This might make Organised a bit too powerful when combined with its building discounts.
For those who are intested I ran though games from all different eras and the biggest difference was in the modern era when peaceful. This is when financial really took off.
I generally found that Financial did make a bigger impact in that it would generate 10-80% more COMMERCE than Organised saved in GOLD. I highlight them as more commerce can be enhanced where as gold is gold and nothing else. So suprise suprise being financial makes you more money (hence the name). I feel that its comes down to the building discounts that make these two traits close to equal. I rarely build banks as I devote as little commerce to gold as possible most of the game and always have something better to build. On the other hand I build courthouses all of the time.
The interesting thing was that if Organised gave a 100% discount (I have heard references to this number previously) then it would have in all cases more GOLD than COMMERCE. This might make Organised a bit too powerful when combined with its building discounts.
For those who are intested I ran though games from all different eras and the biggest difference was in the modern era when peaceful. This is when financial really took off.
.
