How to disband a settlement?

Indeed. Until I have enough gold to buy a galleon, I even use treasures as explorers to help my scouts find additional treasures. :crazyeye:

u can even collect the treasures with a treasure :crazyeye: and ive never had anybody steal my treasures just wondering around by there self :crazyeye: ooh thats just a chest with 1000 gold in it unarmed why mess with that huh:confused: but u cant get the bonus gold from native settlements at least
 
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