valamas
Prince
Has anyone been able to get the AI to loan them money? What happens after that. What happens when there is war. Whenever I ask, and they do have money, tyhey say they are poor and can't help.
Getting a loan from the AI
- Thread starter valamas
- Start date
Try the moonsinger thread
http://forums.civfanatics.com/showt...mp;pagenumber=1
http://forums.civfanatics.com/showt...mp;pagenumber=1
You sure love that thread, don't ya? 
BTW, link is broken again.
Try this one:
http://forums.civfanatics.com/showthread.php?s=&threadid=48542&pagenumber=1
BTW, link is broken again.
Try this one:
http://forums.civfanatics.com/showthread.php?s=&threadid=48542&pagenumber=1
Grille
panel insect
For getting a loan, you wouldn't pick the "grant loan" diplo option, but make a regular "get lump sum - pay gpt" deal.
You could also give loans, interest rates normally vary between 2-8% (within 20 turns). This is of course risky business.
You could also give loans, interest rates normally vary between 2-8% (within 20 turns). This is of course risky business.
valamas
Prince
That is a great thread. Thanks for that!
sabo
My Ancestors were Vikings
Thats funny I was just offered a loan from the chinese yesterday, I was going to take a screenie to show people it does happen. Maybe I will tonight. I'm playing epic, large map, emporer.
Once I asked, the Babylonians offered me 500 gold in exchange for 30gpt! They're actually calculating in some interest too 
I wonder what happens if you declare war right after loaning money from him - I guess the deal will fall through, and you keep the money
I wonder what happens if you declare war right after loaning money from him - I guess the deal will fall through, and you keep the money
Grille
panel insect
You're right.I wonder what happens if you declare war right after loaning money from him - I guess the deal will fall through, and you keep the money
Another very strong guess:
Your rep would fall through as well...
So try to get a loan (tech) from a civ that has a MPP with another civ you're just about to attack...
Originally posted by Grille
So try to get a loan (tech) from a civ that has a MPP with another civ you're just about to attack...
Or simply piss off the civilization till they're furious, then fail a spy mission - and THEY will declare war
hoplite505
Sid Conqueror
- Joined
- Oct 6, 2003
- Messages
- 169
Moonsingers idea really works with gold per turn. i am going to revert to an auto save in my current monarch game to do this with the koreans
Getting a loan of money can occur during peaceful games and that cash can be used to cash rush markets or banks or stock exchanges. You need a rate of return(ror) greater than interest charged over 20 turns. This is a little like an ordinary annuity or an annuity due depending on whether you are paying or receiving the cash payment.
You need a ror to be about 5% or more over 20 turns. So a market could be completed earlier and the extra trade will pay for the interest. This can be useful for a high trade/low shield port city.
Lets say that a market costs 114 gold to finish. 5% over 20 turns means you may pay 120 divided over 20 turns which translates into 6gpt. That example is a bit contrived but all deals in civ are negotiable. That city needs to gain (120-114)gold/20 turns or 1gpt uncorrupted additoinal cash generation to break even.
At lower levels of play, selling techs and cash rushing libraries may be more valuable than cash rushing markets. Scientific civs should recieve a much higher value from cash rushing libraries in exchange for selling techs.
You need a ror to be about 5% or more over 20 turns. So a market could be completed earlier and the extra trade will pay for the interest. This can be useful for a high trade/low shield port city.
Lets say that a market costs 114 gold to finish. 5% over 20 turns means you may pay 120 divided over 20 turns which translates into 6gpt. That example is a bit contrived but all deals in civ are negotiable. That city needs to gain (120-114)gold/20 turns or 1gpt uncorrupted additoinal cash generation to break even.
At lower levels of play, selling techs and cash rushing libraries may be more valuable than cash rushing markets. Scientific civs should recieve a much higher value from cash rushing libraries in exchange for selling techs.
Speaking of getting a big loan from the AIs, here is another story to go with that:
http://forums.civfanatics.com/showthread.php?postid=889590#post889590
Of course, the key is not to pay them back (while protecting our reputation, of course). Whenever they are stronger and furious at us, it doesn't take much to cause them to declare war - just simply ask them to leave - try to plan a spy - or fail to steal a tech (it's very expensive to steal tech but with a 10K or more loan, surely we can afford that).
http://forums.civfanatics.com/showthread.php?postid=889590#post889590
Of course, the key is not to pay them back (while protecting our reputation, of course). Whenever they are stronger and furious at us, it doesn't take much to cause them to declare war - just simply ask them to leave - try to plan a spy - or fail to steal a tech (it's very expensive to steal tech but with a 10K or more loan, surely we can afford that
).general_kill
Deity
- Joined
- Apr 14, 2003
- Messages
- 2,870
I hear some people talking about making a per turn deal and making the other civ declare war on u with failed missions. The new change in c3c is that if u fail a spy mission and they declared war on u and break a deal, you will still suffer the rep hit. If anyone can confirm this, it will be a great help because i forgot where i learned this from.
general_kill
Deity
- Joined
- Apr 14, 2003
- Messages
- 2,870
hmm, i've been with civfanatics for one year =D
That's a good trick. I should do thatOriginally posted by Grille
You're right.
Another very strong guess:
Your rep would fall through as well...
So try to get a loan (tech) from a civ that has a MPP with another civ you're just about to attack...
