I agree with the OP, at least post-patch.
I have a recent story that shows why I wholeheartedly disagree with aimlessgun's statement that:
I've found the AI pretty 'reasonable' in it's peace settlements so far.
I was playing a multiplayer game where India's settling became problematic for me. They were founding cities that didn't make sense but, because they were too close to where I wanted to found cities, were preventing me from settling my cities as I planned.
Eventually this became irritating enough that I decided to war with India to burn their rediculous cities down. Once I accomplished my goals, took India's capital and wiped out pretty much all of India's military, I sued for peace. They admitted defeat but wouldn't give me
anything but straight peace. Unacceptable. I was a good neighbor, but India continued to piss me off and I destroyed them. They should be happy I didn't wipe them off the map at this point.
So, I marched on their final city. Got their city down to 1hp and sued for peace again. I asked for their 200 gold in their coffers (not even GPT!) and peace. India would have none of it. Facing imminent elimination from the game, India refused to cough up 200 gold and live peacefully. Idiotic.
India was rightfully removed from the game and now has no chance for winning. A human player would never have behaved remotely as stupid as India's AI did.