But the King's army in my game is absolutely HUGE! When I declared independence he had 50 soldiers, 50 dragoons, 20 cannons and 8 man-of-war ships. How do you beat an army of that size?
Believe me, that is not a huge army by REF standards (large, yes, huge, no. Good military players--which I don't claim to be--beat armies ten times that size, and do so (they say) at 1:9 odds, given that the REF doesn't land all at once.
If you haven't had a victory yet, or if you don't feel up to fighting a major war, you can follow the strategy of minimizing the size of the REF by delaying production of Liberty Bells. This is described in detail in several threads.
Briefly: For most of the game don't build *any* LB. Build your economy, then train and buy 3 Elder Statesmen per town. Meanwhile build up an adequate force of dragoons and perhaps cannon, with a supply of guns and horses. Once you have your Statesmen, put all of them in the Town Halls at once. In a few turns you go from zero to 51% and declare independence. The King doesn't have time to add a lot of units to the REF, and you wipe them out as they land (as in prolefeed's approach but on a small scale).
The minimalist approach is to do this with a handful of towns, perhaps 3, so you only need a few Elder Statesmen and a small army. In this approach build only one coastal town to minimize the frontage you have to cover.
As prolefeed mentions, some recommend emptying the coastal towns while concentrating your forces on (preferably) a forested hill behind the town (not on the coast where it would be subject to amphibious attack). Let them take the town (if they even do so), and use your cannon to blast them back out.
Prolefeed mentioned using privateers to generate GG points. That works, but more commonly this is done by fighting natives or by eradicating European colonies. The latter also builds a cadre of experienced units that can easily kill the King's dragoons.
Remember that dragoons attack well and defend poorly, so hit them before they hit you. Cannon aren't much use in the open field, but they blast units in towns (and defend towns well against natives, but not against the anti-settlement bonuses of the REF).
Anyway, there are lots of strategies to beat the REF.
Good hunting.
-- HtL