Selling GPT

[E66man]

Every so often I read about people getting 'loans' from the AI by selling their GPT. Is there a good rule of thumb as to how much to ask for when making these kinds of deals?

 

[DaveMcW]

Something like 20 gold for 1gpt x 30 turns.

You need to be desperate or have an evil plan to get the gpt back.

 

[Slowpoke]

It's less about loans, and more about cheating from what I hear. Apparently you can get loans from civs, immediately go to war, and lose no money. Wait a few turns for peace, rinse and repeat. Legitimate loans are at really bad rates.

 

[The Great Apple]

Legitimate loans are at really bad rates.

But can really save you in some cases. Rushing colloseums if you go very unhappy in war time... units to save a city. Lots of cases where you need money now and it's worth losing some in the long run.

 

[EscapedGoat]

It's less about loans, and more about cheating from what I hear. Apparently you can get loans from civs, immediately go to war, and lose no money. Wait a few turns for peace, rinse and repeat. Legitimate loans are at really bad rates.

Not allways. Early game, if I have found around 200 gold, i often trade 5 gpt to the AI for 112 gold to get to 310 gold to rush a worker. Yes, it means I pay him 150 gold back, but If that means i can rush buy a worker 20 turns earlier, that's probably a good deal for me, especially if said worker hooks up a luxury.

 

[Danceofmasks]

I sell stuff to the AI all the time, even GPT.
However, DoW to cancel the gold or resource per turn is really nasty (I never do that) .. the AI should be smart enough to permawar you over it (and spread catty rumours).

 

[bryanw1995]

also, you should be allowed to do it ONCE only, after which no ai will trade for you at all for anything for the rest of the game. that would stop that behavior quickly.

 

[iggymnrr]

I only do it with AIs that will trade me even up for lux. Cathrine, Wu and Alex are often my best trading partners. No funny business.

 

[Martin Alvito]

You need to be desperate or have an evil plan to get the gpt back.

Early Workers, Settlers and Maritimes are all well worth selling your GPT to accelerate. Those items turn into GPT, easily negating the cost of the loan.

You should also sell GPT as the game draws to a close.

 

[Creepy Old Man]

Yah, I've tried a couple times to work out effective interest rates in the game. It depends upon my approach, but I seem to get around 0.6% per turn on epic speed.

Once you have an interest rate, it's a trivial calculation to figure out what 1 gpt for 45 turns is worth (ask any economist about annuities) ... it comes out pretty close to 30 gold cash = 1 gpt. Which, by a remarkable coincidence, is about what the AI considers "fair".