Technically Cairo is the Encampment for Memphis.
London, Paris, Berlin, Viennea, Moscow, Kiev, Rome and Milan were founded at important river crossings and river intersections.
Delhi and Beijing were made great as imperial capitals due to local loyalty.
Chicaco is the communications hub connecting the mississippi watershed with the st lawrence watershed and most definitely coastal.
I see you and raise you Tokyo, Osaka, Shanghai, Manilla, Singapore, Jakarta, Calcutta, Bombay, Karachi Alexandria, Istanbul, Athens, Venice, Genoa, Marseiles, Cape Town, Lisabon, Amsterdam, New York, Rio Buenos Aires, Miama, Washington, San Fransisco, Los Angeles, Sidney, Melbourne and of course the great metropolis of Reykjavik.
The main problem is the cost benefit is such that in the vanilla game settling away from the coast is preferrable.