Well...3.02 didn't really fix anything.
AppName: civ4beyondsword.exe AppVer: 3.0.2.94 ModName: cvgamecoredll.dll
ModVer: 1.0.0.1 Offset: 0018d130

Unfortunately there is not much that can be done about it - If I understand you correctly its save games that cause the crash - maybe upload one that crashes anyway, it is possible that they all have an error casued by saving them on your setup.
Also: try using Solver's Unofficial Patch that overwrites the civcoregamedll.dll with his version and he did include a variety of crash fixes that will probably make it into the official patch so maybe (this is a remote chance though) they already cover your problem. Other then that I can only recommend: upload a save and wait for the patch that has been announced for release in 2-3 weeks.
