How old is old?

[alknows]

I'm playing a game at the second difficulty level, journeyman I think, and my character is now 67 years old, it's 1710 and I seem to be doing fine. Dividing the plunder is not an option obviously, but having accumulated $1.6 million, the crew is always a bunch of happy little campers. Is there an age when the game will just tell you to give it up whether you divide the plunder or not? I'm inclined to continue on and see what happens, maybe there is no maximum and I can eventually get an aircraft carrier!

 

[rupertlittlebea]

I have made notes on my Health playing on Swashbuckler and the dates are the same as in the table above.
It seems, that the aging/loose of health have the same formula on all difficulty levels.

Standard are 3 Years per health Level,
Medicine adds 1 Year per health Level and
Medic Items add 1 more Year per level (Both together. I don't know what the first item alone does - 0.5 Years?)

And there are 8 health Levels (With 6 names - poor and failing occurring twice each):
(Basic / With Medicine OR Items / With Both Medicine AND Items)

18 / 18 / 18 - Excellent
21 / 22 / 23 - Fine
24 / 26 / 28 - Good
27 / 30 / 33 - Fair
30 / 34 / 38 - Poor
33 / 38 / 43 - Poor
36 / 42 / 48 - Failing
39 / 46 / 53 - Failing (After reaching this age, You will be automatically retired when Dividing plunder)

If you do not divide the plunder, you can keep playing until the 21st century and beyond.