Depends on the intimacy. If it's a casual thing, that's ridiculous. If you're in a committed relationship that hasn't hit that level, acknowledging that both of you could be at risk (word it like that, so there's no accusation) and it would be advisable to get tested sounds reasonable.
Next question is IF she turns out positive for something, is it a deal breaker? The effects of STDs are often exagerated: most people with herpes don't know and will never know; only a few HPV strains cause warts (though all might still cause cancer); bacterial (syphilis, gonorrhea , chlamydia) can all be treated; even HIV infections aren't a death sentence.
Next question is IF she turns out positive for something, is it a deal breaker? The effects of STDs are often exagerated: most people with herpes don't know and will never know; only a few HPV strains cause warts (though all might still cause cancer); bacterial (syphilis, gonorrhea , chlamydia) can all be treated; even HIV infections aren't a death sentence.