Yes, checked the save files, and the Difficulty is set at Monarch level. The game release page and this discussion thread have been updated to reflect the proper difficulty.
And some comments regarding some of the other 'non-game' discussions in the thread: I understand the sentiment that Piu Freddo states - it does suck that the games haven't come out in a more timely manner. I do try to have the saves available on the 1st and 15th of the month, and when I haven't finished preparing a game, leave a notice so that the players will know the game's status. In any case there will be at least a month to play a game from whenever it starts, and I and the other staff do work to make any delays short. I don't know about being mature or self confident

, and I am definitely NOT a "thin-skinned, insecure, pimply, spiteful teenager", but I do have a family, a job that sends me on travel from time to time, (a mortgage and bills to pay

), and other outside life events, so there is a constant pull that can form a tidal wave of other commitments at times. I think pretty much everybody understands this, so I don't consider this a big deal either way.
Finally I wanted to say that just as you appreciate the games being set up and the monthly competition/community that is GOTM, I (and all the staff) appreciate your involvment in GOTM and in playing the games and participating in the discussions; after all it is a form of partnership, because there wouldn't be much of a point in preparing games that weren't played.
Good luck in GOTM93 and happy civving!