...Those 3 turns to set-up as a governor can make a difference in a loyalty situation...
Really? I never noticed!! Ridiculous really. Ha ha. Oh well, a level one victor is handy as the others will be in core cities, plus he makes it a tiny bit harder to counterattack.Governors exert loyalty as soon as you assign them, not when they’re established. So, if you assign Victor or any other Governor to a city, that city immediately gets the loyalty boost ie before the three or five turns it takes for the Governor to be established.
So, there’s no particular reason to use Victor when capturing cities.