Obormot said:
You need 5 Stock Exchanges to build Wall street. That means 5 markets, 5 banks and 5 stock exchanges + wall street itself, for a total of 3000 shields.

Ridiculous price for 50 gpt! I only build it if i am going for a fast 20K culture when i sacrifice everything for my wonder city.
Yes, but.... I usually have at *least* 5 productive cities in my core.
Building 5 markets is a no-brainer, for the happiness multipliers,
so I would invest those shields anyway.
Banking is a Middle Ages advance, and the commerce boost from 5 banks
lets me keep the science slider up, to get to Military Tradition and
Theory of Gravity. Love those cavalry, and I try to build a SuperScienceCity
with one or both of Cope's Obs and Newton's Uni. If I get a golden age
during this time, so much the better.
So, by the time the Industrial age rolls around, and I'm solidifying my gains
and working towards flight and a spaceship victory, it is pretty easy to
build the 5 stock exchanges. Then, any of the cities can build the small
wonder.
As others have noted, there is a difference between a healthy cash flow
(income 5000, expenses 4900) and a too-healthy cash reserve
(5000 gold in cash-on-hand). A strong economy and cash *flow*
means that each tick on the science and luxury sliders are that much
more effective. Some cash-on-hand is needed for flexibility, but
too much means that you aren't spending it/investing it in something
that will benefit the empire -- cash-rushing a unit, bribing an ally,
buying a tech, cash-rushing a necessary city improvement.