Hannibal is Financial/Charismatic - Willem has the traits you mentionned.
Willem could work as well, his UU is a bit later being a replacement of the Galleon might be useful. His UB is also a bit later not coming until the industrial age. Both seem a bit later then what people want for this SG. Hannibal still seems like a good one to start with. Financial is quite powerful and Charismatic giving +1 happy and needing 25% less XP to promote a unit seems to be quite useful.
So unless anyone objects, I'd like to suggest the following settings, and have Pigswill start the game as soon as he is ready to.
Difficulty: Noble
Civ + Leader: Carthaginian/Hannibal
Map Type: Continents
Map Size: Large
Map Speed: Epic
Number of AI Civ's: 5
All other settings would be normal
Does the lack of unofficial patch mater much? I don't think anyone other then perhaps Pigswill has it currently.
Morred: Lurker question: What is BUG? <_<
BUG is the BTS Unaltered Gameplay mod. Basically it changes the UI of Civ 4 to give more information and allows some customization of the names and such.
For example, with BUG running you'll get messages about when a city will grow the next turn or it's culture expanding the next turn. You'll also be warned when a city is about to become unhealthy or unhappy... So you get more info automatically then you do normally.
You can also set it up to name your units for you, so if you make a Archer in London it will be named "Archer 1 of London", ect...