I actually think the biggest jump is between Warlord and Noble. On a random map type/civ I can win Warlord about 95% of the time, but less than 50% at Noble. Things like starting position, the nearby civs, and early random events can make a huge difference.
Sometimes I'll reload, but quite seldom. Because I forget to pay attention all the time to every single "enemy unit sighted near _____" occasionally I'll end up with a barb pillaging my pasture, farm, cottage, etc. I'll reload then just because I feel that of COURSE I would send a unit to deal with it, I just got lost in everything else that I had to do on that particular turn
i only save when i stop playing, i personally think its cheating to save and reload to try things. usually when i mess something up i simply just take the first item in the house which is semi important and then damage it beyond repair then need to wait until the day after to get a new one. anyone fancy some play station controllers.
Read high-level walkthroughs from the most experienced players in the forum, like this one. You'll be playing monarch+++ in no time
EDIT: I didn't notice this thread was 1.5 yrs old; for all we know the OP could be playing deity by now
Been trying to beat noble for a while...
I rolled back to Warlord and stomped (at least I think I did, I only scored Warren Harding, IIRC).
Anyway I am just getting creamed on Noble.
Now I do seem to be weak at fighting wars (heck I still don't have warlord or domination victories) but I turtle up well enough--on Warlord at least that Space or Cultural victories aren't a real challenge.