yeah...see that nice OF from the 2pop worker...that's 1h less than max. 2 poppin' workers and settlers is really how one begins to excel at this game.
One little trick I do if I really need a monument (though not sure how urgent that one actually is there since I assume a] you don't have AH b] Mutal will eventually pick up cows itself - though no ep really delays that a bit), is to time a quick chop with 8 to 9H invest in Monument. Often you can time this just right in 3 to 4 turns (depending on where worker is) but adjusting hammers in that city. Lak only has 1H so it takes 9 turns to get to 9h, but if you work a 2H1F tile for 3 turns you get 9h. Time this with a chop on the 3rd turn on monument gets done fast.
Again, only if I really need a monument, and you don't really need a monument in Lak.
(edit: nvm...somehow Mutal has its 2nd border pop ...not sure how that happened so fast...or maybe it's about right..don't know with no ep)