Todays rant: Somebody hit my car and then tried to blame it on me and get me to pay damages. My car was a) PARKED!!!! and b) in the DEAD CENTRE of the spot. Who hits a parked car and blames it on them. Then I said just that, and they accused me of racism, of not paying just because he is black. This is when I said "there is a security camera here. lets just have them show us the tapes, and settle it once and for all whose fault it is" (thinking he'd get the point that MY CAR WAS PARKED. IT DID NOT SUDDENLY ROLL BACKWARDS AND HIT HIS MOVING CAR.) But no. He goes and says "now you gettin' the cops in on this? you ******* racist man. Im not goin to the cops!" To get things straight, I never mentioned cops once. I mentioned a security camera run by my friend's apartment building. We could go inside and watch the video. No police! At this point, hes just getting worse, and its rediculous. I ask him for his insurance, at which point I finally convince him to go inside so I can prove to him that HE HIT MY CAR. I was even walking to it at the time, so he couldnt have run.
We watch the video. A security guard is there too. He finds this whole thing idiotic, as do I. Finally the man agrees to pay. He leaves me his contact information, and goes. I go to the shop, and get a quote. Its a lot. I leave it there, and call the man to get him to pay for it. He then tells me "oh, but I cant afford it". I don't believe it for a second (firstly, I have an insurance number. if he didnt make it up, they would pay. secondly, he was driving a merc.) I tell him that he needs to somehow pay for the damages and a rental, or I would have to go to a judge and make a claim. He FINALLY agrees to talk to his insurance company, and pay the difference himself. All this took a few hours, and just happened from me running to a friends apartment for 5 minutes. As well, this weekend is a long weekend, meaning Ill be without my car for an extra few days, at least. (they arent open sundays, and monday is a holiday) I can expect it back by June at absolute latest. Meaning I should get it, oh, July?
You always file a police report if you are in an accident, always! Also exchange insurance cards so you can actually write down his insurance company and policy number. Don't ever just trust that someone will pay up.