DrJambo
Crash-test dummy
This is a bit of a sweeping generalisation. I don't see many flawed game concepts in cIV. Maybe in Civ 3.It's just another aspect of a flawed game concept, unfortunately.
If it turns up in one of your peripheral cities, then just adapt and work on improving the gold in that city. There's plenty one can do to improve things - grocers, markets, banks, wall street....
Plus, for me, the problem isn't so much where the religion is founded, but more trying to get that first Great Prophet out, particularly for the later religions when you might have a few Wonders already which are producing GPPs for the other specialists!