The serendipity/good karma/good event/fortune thread: Random rant thread Nemesis

[Sidhe]

I have two job interviews I just found out, both in Early May, had another yesterday, but they told me 70 people had applied, so fat chance there.

But still things are looking up!

What's looking up about your life, what has made you glad to get out of bed in the morning recently or indeed into bed.

Note: this is not a rave thread specifically it's about what nice things have happened to you, that made you smile.

 

[Rossiya]

I can't see how this thread is any different to the random rave thread. I'm sorry, fellow Englander

 

[Sidhe]

I can't see how this thread is any different to the random rave thread. I'm sorry, fellow Englander

Because that thread is just full of people saying x is such a great pop star and I don't want any of that crap. This is about personal things that happened to you only, I can't stand reading through 20 thousand drooling zombies opinions on what is great, just to find one thing that mildly interests me, if you think it's the same and the mods think it's the same then merge it but I'll unsubscribe if I have to read that thread one more time. is that clear.

In the interest of not caring what is in atm or what someone thinks is just like so great.

Obviously before anyone thinks I'm being totally serious here.

 

[RedRalph]

I finished 7th out of 1100 people for my promotion exam and then I finished 5th out of the 50 that were interviewed!!! Happy days

 

[Sidhe]

I just found £3 I didn't know I had! Sweet.

 

[LightFang]

I found out that the History Paper 1 wasn't that bad. I was kind of relieved.

Paper 2 is a different story.

 

[Sidhe]

I found out that the History Paper 1 wasn't that bad. I was kind of relieved.

Paper 2 is a different story.

They never are, you imagine that they are going to pose questions that weren't anything like the test papers, or that they are just going to ignore the curriculum and start talking about the defenistration of x in some obscure part of history no one knows. Maths is good though, because if you know the stuff, then there's not a question they can pose usually you can't get at least some marks on. No surprises usually.

 

[Sidhe]

http://news.bbc.co.uk/1/hi/business/7364422.stm

Banks lose overdraft charges case

Mr Justice Andrew Smith's decision will affect millions of bank customers

The UK's biggest banks have lost a test case about overdraft charges.

A judge has decided that the Office of Fair Trading (OFT) can apply consumer contract regulations to decide if bank overdraft charges are fair or not.

But Mr Justice Andrew Smith said the judgement did not necessarily mean the charges are unfair.

Further hearings are expected which may delay the cases of thousands of claimants trying to reclaim their charges arguing they are too high.

Cases currently on hold in the county courts will stay on hold until 22 May, by which date the banks must decide whether they are going to appeal against the ruling.


Doug Taylor, personal finance campaigns manager at Which?, said: "The banks should do the right thing now and concede defeat, agree with the OFT what constitutes a fair unauthorised overdraft fee and refund their customers as soon as possible."

But the judge also decided against the OFT, saying that the banks' terms and conditions were plain and intelligible.

This judgement continues the process which could eventually allow the OFT to decide what a fair charge would be for unauthorised overdrafts.


This does not necessarily mean they [the charges] are unfair
Mr Justice Andrew Smith

Q&A: Bank charges
Analysis: Test case
Why I took my bank to court

Both the banks and the courts were deluged with claims which they were finding very difficult to deal with.

But since both sides agreed to stage the test case, tens of thousands of claims have been put on hold in either the county courts or with the Financial Ombudsman Service (FOS).

The BBC has estimated that last year the banks refunded about £784m to nearly 378,000 customers.

Means I don't have to pay a red cent of my bank charges, now all I have to do is take them to court to get them back! Life is good when justice prevails.