Three of my settlements were conquored in one turn? In one at least I don't see any invader at all. All of them had inhabitants. Several, at least had tools in inventory. Several of them, at least, had stockades.
No custom game. Standard map.
EDIT: Then one of the three settlements were burned down by my Winemaker who had become a barbarian! And my only armed man was killed by a bandit. And two of my workers were killed by another bandit.
The way this game is designed it takes a long time to buy any weapons! I can't have my settlements get wiped out in the meantime, after I've built stockades but before I can equip them with anything but tools!
I guess to survive in this game I have to have a farmer standing in the village square with a shovel in his hand, to ward off deadly deer! when I did that, none of the settlements was conquered by animals!
(Pained smile. Is there a smiley for that?)
Can it be the case that if the population limit is reached, it won't let you complete a coastal merchantman?
Later in the game, my archer stepped out of my stronghold to kill a black bear, and one of those deadly bucks conquered my settlement with everyone inside it, stockade an all. One wonders why those bucks have such a high combat strength. What I should have done, obviously, is go after the dangerous buck and left the black bear alone.
This.... is.... irritating!
My ports are all blockaded, I can see 6 different bandits on the map, a marauder just burned down my capital, even though there were 5 toons in it, I'm besieged by animal armies. "They are coming! We cannot escape!"
To sum up, I'd say you have figured out how to make a game insanely hard, on the easiest setting. As the old joke ("Elk Turd Pie", it's named,) finishes, "It's good though!"
My game wants to default to the Caribbean map, I saw. That may have been the setting.
No custom game. Standard map.
EDIT: Then one of the three settlements were burned down by my Winemaker who had become a barbarian! And my only armed man was killed by a bandit. And two of my workers were killed by another bandit.
The way this game is designed it takes a long time to buy any weapons! I can't have my settlements get wiped out in the meantime, after I've built stockades but before I can equip them with anything but tools!
I guess to survive in this game I have to have a farmer standing in the village square with a shovel in his hand, to ward off deadly deer! when I did that, none of the settlements was conquered by animals!

Can it be the case that if the population limit is reached, it won't let you complete a coastal merchantman?
Later in the game, my archer stepped out of my stronghold to kill a black bear, and one of those deadly bucks conquered my settlement with everyone inside it, stockade an all. One wonders why those bucks have such a high combat strength. What I should have done, obviously, is go after the dangerous buck and left the black bear alone.
This.... is.... irritating!

My ports are all blockaded, I can see 6 different bandits on the map, a marauder just burned down my capital, even though there were 5 toons in it, I'm besieged by animal armies. "They are coming! We cannot escape!"
To sum up, I'd say you have figured out how to make a game insanely hard, on the easiest setting. As the old joke ("Elk Turd Pie", it's named,) finishes, "It's good though!"
My game wants to default to the Caribbean map, I saw. That may have been the setting.