You forgot to remove the bones at the lower jawline. You know, the ones that make a face look "manly".
At the fore of the jaw, right at the bottom, there's a spot halfway along there where, on the male face, two bones (one on each side) make the edge of the jaw stick out a bit in a convex fashion. Not much, but those bones aren't present on women. They're meant to distinguish males from females at a glance, hence the 'fugly' comments.
The only way I can see for you to fix this is to alter the model itself. I'm not sure if this is possible or not...or easy...
There's a reason why the removal of these bones is a high demand surgery among Male to Female Transsexuals. They don't look quite "right" until they do; in fact, they look like men pretending to be women. I imagine before the surgery they try to avoid mirrors; it's gotta be an odd mental dissonance, especially given why they're Transsexuals in the first place.
This is not the most comfortable topic I've broached here...however, I thought you might like to know what the comments were about...and how to fix it. If it's possible, that is. :/
Also, I wish I had some reference pictures for you to look at, but I don't. However, it's probably not all that hard to find. Just look at any drawing of a man or woman that's done particularly well. On a woman the jaw will be a straight line, for a man the line will curve down (or more precisely, out, but on a 2D picture perspective is relative). It's particularly easy to see in drawings done in the Manga (a.k.a. Anime) art style.
Just remember, male jaw lines are convex, while female jaw lines are concave (or flat). If unsure, err on the side of concave. This will flatten the cheeks and improve her appearance immeasurably.
The staff's pretty cool as well.
Also, just wondering; do the polygons on the inside of her count? Because maybe some of them could be removed for even less polys?
