Previously I was a believer of the "8-10 cities by turn 100" as a general rule of thumb but recently I have been sort of on auto-pilot with only building one settler and then waiting until my second city can build the government plaza and ancestral hall (sometimes this has to wait for pop 4 after building another Holy Site first) and put the two governor points from them into the second Magnus promotion for no population loss. If I found a Religion I also usually grab Religious Colonization and Jesuit Education. I guess I really like having each new city start with a free builder and religion in place (so I don't have to waste Faith on spreading my religion to my own cities to make use of Jesuit Education) and all with no population loss so I can continue placing new districts. Now this all works fine and usually doesn't stop me from getting 8-10 cities or more eventually but not as quickly as I used to and the AI often has 4-6 cities when I still have two (playing on Emperor or above). So my question is, how do you approach early expansion? Should I be building more Settlers in the capital? Growth is limited by housing anyway so maybe I should not be so obsessed with not losing population?