Tried to take a two hour nap. My cats woke me up after 1 hour and 30 minutes (So close yet so far) so here I am now.
I think having natural disasters can be really cool, so long as there is ways to prepare for and negate some of the effects. For instance, you should know there is a chance of hurricanes along the coast, and it is your choice to settle there, but even if you do: you can build infrastructure to help negate some of the damage should a hurricane actually occur, but it takes time. And it is up to the player to decide if they want to prepare for the chance of a disaster, or if they want to play the risky game and play unprotected. Random isn't bad, so long as there is ways to play around it.