Murky
Deity
But if your employer is paying the rest, your cost is still low. I know walmart was offering an extremely low cost basic health plan to its employees. The point is, a lot of people dont even get such health coverage when its affordable and available....simply because they think they will never get sick.
Unfortunate, but true.
I don't pretend to know what other people are thinking when they make those decisions, but some people do go on the premise that they probably won't get sick, especially young people.
When I was working my way through college, there was no way that I could afford to pay for a descent health care plan. I did go to the emergency room a few times and had to pay for it out of pocket. It took a long time to pay off those bills. I was still paying on them after graduating.