The Bank of Valhalla

Shaitan, could you manage my account from now on? I can't even find the bank where my current account is located...:confused:
 
Originally posted by Falcon02


working on it for nothing? we all pay Shaitan to have him keep track of our accounts.

Not to mention you should notice on the thing... WHO has the most money?
Shaitan because he has about 12 companies up at once, including the Bank of Valhalla. :)

Come on. Share the welth, Shaitan.... without interest ;)

I meant he's not getting paid for this update for being late(at his request). Believe me, I know where my money's going ;)
 
Interim Update

Three accounts have gone to the point of bankruptcy. I will work on how to salvage these tomorrow.

Code:
BCLG100		1974.85
Almightyjosh	2734.15
Anarchywrksbest	1763.15
Bill_in_PDX	3205.65
Chiefpaco	2691.15
Chieftess	1862.15
Civanator	130.05
CivGeneral	1671.00
cool ice	763.15
curufinwe	1431.65
Cyc	3106.45
Danke		4116.15
Darekill	1743.15
disorganizer	4540.85
Donovan Zoi	 823.70
donsig		4870.40
Ehecatl Atzin	1081.95
eyrei		7348.85
Falcon02	-148.85
flash9268	2563.15
gonzo_for_civ	1514.75
Grandmaster	2671.95
Grey Fox	1403.25
gunning1       -1436.90
jdd2007		1818.20
Leningrado	2706.15
ManiacalMonkey	9678.15
McNulty		 828.15
Michael Collins	1523.15
naervod		1380.15
neutral leader	2650.35
Octavian X	 205.30
Padma		4043.00
Plexus		 229.75
Raven1er	2723.00
ScorpiusAP	1164.15
Shabbaman	3103.85
Shaitan	       13777.90
SKILORD		 277.75
SpazzAttack	3153.85
Strider		-789.90
Stuck_As_a_Mac	2899.65
UnOrthOdOx	2180.15
Zarn		1040.75
 
Shaitan.... don't worry about my being in debt.... I think I will be able to make it up quickly.
 
Shaitan, can you give me a full update on my loan and when it will be finished and such?
 
I'm screwed... I already have a loan.... Oh well.... I seem to make 1000g between turn chats so I don't think I'll stay in debt long. Maybe I can talk Shaitan into freezing my account(letting money in, but not out) intill I get it paid off. If I win science it'll take me alittle while to get set up anyhow.
 
Same with me on the freezing part. I am spending money like crazy, so I need it to be frozen.
 
@Strider: Your loan was expanded to include your new debt and the loan rate was lowered to 1.5% (this will be the new Bank standard). Your savings were drained back into your regular account and your automatic 20g/chat transfer from the regular account to the savings account was halted. 100% of your salary intake will be applied to the loan until it is paid off. The loan will be paid back in 17 chats at your current salary level. You will be able to use any money you make besides your salary just like normal and your account is no longer frozen. Note that if you blast down into the negatives again, the Bank will look for other ways to recoup losses.

@gunning1: Your previous loan and your new debt were put into a loan at 1.5%. 100% of your salary intake will be applied to the loan until it is paid off. The loan will be paid back in 20 chats at your current salary level. You will be able to use any money you make besides your salary just like normal and your account is no longer frozen. Note that if you blast down into the negatives again, the Bank will look for other ways to recoup losses.

@Falcon02: Your previous loan and your new debt were put into a loan at 1.5%. 100% of your salary intake will be applied to the loan until it is paid off. The loan will be paid back in 15 chats at your current salary level. You will be able to use any money you make besides your salary just like normal and your account is no longer frozen. Note that if you blast down into the negatives again, the Bank will look for other ways to recoup losses.
 
Bank of Valhalla is moving to an intermittent dividend distribution. There will not be a distribution each chat turn as we have previously done. The distribution is targetted to happen when the distribution per share reaches 100g, or at a minimum of once per term.
 
The Bank is streamlining as we merge the failed Bank of Fanatika accoutns into our own. We have removed the Line of Credit service (as there were no credit customers). We have changed the Private account type to the Plus account type. All new players and BOF accounts will start as standard accounts. All existing BOV accounts are Plus accounts. Plus accounts receive optional services for free or at a reduced rate (1% interest reduction on loans, free Savings account, etc.) for 10 g/chat.
 
Code:
[b]Personal Accounts[/b]
BCLG100		2311.25
Almightyjosh	2875.75
Anarchywrksbest	1904.75
Bill_in_PDX	3387.25
Chiefpaco	2832.75
Chieftess	2073.75
CivGeneral	1846.60
cool ice	 904.75
curufinwe	1573.25
Cyc		3622.25
Danke		4257.75
Darekill	1884.75
disorganizer	5386.15
Donovan Zoi	 952.30
donsig		5198.50
Ehecatl Atzin	1223.55
eyrei		7493.45
Falcon02	  44.60
flash9268	2704.75
gonzo_for_civ	1685.75
Grandmaster	2880.75
Grey Fox	1544.85
gunning1	 572.70
jdd2007		2661.80
Leningrado	3252.75
ManiacalMonkey	5843.75
McNulty		 969.75
Michael Collins	1664.75
naervod		1524.75
neutral leader	2792.95
Octavian X	 202.60
Padma		4625.00
Plexus		 460.95
Ren		1341.60
ScorpiusAP	1325.75
Shabbaman	3245.45
Shaitan	       14201.40
SKILORD		 361.35
SpazzAttack	3795.45
Strider		 906.10
Stuck_As_a_Mac	3619.95
UnOrthOdOx	2341.75
Zarn		1184.35

[b]Savings Accounts	[/b]
Stuck_As_a_Mac	 600.00

[b]Business Accounts	[/b]
Acroama			5961.00
Apro, Poe & Nuffin	 197.60
Boondoggle & Pork	 256.00
DFZ			 332.20
Equirias		3264.60
FRLA Lottery Fund	1447.50
FRLA Purse		3495.00
S&E			 238.80
Shaicorp		5919.23

[b]Non-Profit Accounts	[/b]
The Crusade				900.00
The Good Samaritans			650.00
The Horsemanship Scholarship Fund	600.00
The Jedi			       1800.00
The Noble Court				 40.00
 
No account fees were charged to any player or business for chat turns 18 and 19. Charges will be applied starting with chat 20 for all Plus accounts. All Plus Account holders (original BOV customers) are listed in the first post of this thread. If you would prefer the no charge account, let me know before the next chat.
 
Shaitan... Please put all 906.10g into paying off my loan... Thank you.

Also you'd be doing me a huge favor by telling me how much of a loan I still have to pay off.
 
* i would like to pay off my loan. but please recalculate the sum with the 1.5% interest rate i as plus customer now have.

* what interest rate do i get for money on the savings account?

* please put 1000 gold on my savings account if there is an interest rate on it.
 
I was talking about all of the stocks that I own already. Don't they pay some money each t/c? If so, was the money I made added to help my debt problem?
 
@SAAM - Will do.

@Strider - I'll apply it. You can always see your loan balance by chat turn on your page of the Excel workbook (link is at the bottom of the first post of this thread). Loans are below your transactions and account total. With the additional payment your loan amount is down to 2014.8g and will be paid off on turn #30.

@disorganizer - Your loan was the old system (Bank of Fanatika) with interest applied on the front end. There's no interest on savings yet but I hope to introduce that within a week or so. Your loan payoff was 624g.

@gunning1 - Stock dividends are up to the CEO of the company. All of the Shaicorp companies have been paying dividends as they make profits (though this is changing now) so anything you have in those companies has been paid. Same with partner shares in Acroama and shares in Equirias. I believe donsig is preparing dividends now for his companies. Also, I wasn't sure were your account was going to end up when I figured the Academy bills so I picked up your portion of the tuition for the last chat.
 
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