Like Getting Robbed Twice

Formaldehyde

Both Fair And Balanced
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http://www.tampabay.com/features/hu...im-must-buy-back-items-from-pawn-shop/1062282

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Spoiler :
ST. PETERSBURG — On the second day of her new job, Karen Hadidi returned from work to find her Crescent Heights home a shambles.

A top and a skirt lay crumpled on her front doorstep. And why was the TV in the middle of the living room floor?

Hadidi, 42, had just returned to her first full-time job in 15 years — as a drama teacher at Thurgood Marshall Middle School. She thought her husband must have really struggled to get the three kids out the door that morning without her. Then she went into her own bedroom and saw her dresser drawers overturned.

They had been burglarized.

The thieves had been thorough: the Wii and PlayStation, all of her sapphire and diamond jewelry, her deceased father-in-law's coin collection, her kids' piggy banks. Her camera.

Oh no.

The pictures of the kids' first day of school were on there.

• • •

Hadidi made her first trip to a pawnshop with St. Petersburg police Detective Michael Egulf. They walked up to the door of Southern Pawn on U.S. 19 and pushed a button. Someone inside buzzed them in.

Pawnshops routinely provide police with lists of the items they purchase, including serial numbers. Hadidi's camera had turned up on one of those lists.

A man who was now a suspect had sold the camera to Southern Pawn for $55. He had also sold jewelry to another pawnshop, but it had been stolen from there before Hadidi could identify the jewelry.

Which left the camera. It was red, a Kodak. She wondered if the pictures of her kids were still on it.

"This is how this works," Egulf said. She could either buy back her camera from the pawnshop for $55. Or she could go to court to get it back.

The clerk held up the red camera. Hadidi knew it was hers.

But now she wasn't so sure she wanted it.

The detective said she had some time to think about it. Pawnshops are victims too, he said. Some return stolen items without charge; others do not.

Years ago, police would seize stolen property and return it to the rightful owner. But the law has changed. Most people end up buying back their property.

Hadidi felt like she was being victimized twice.

• • •

One day last week, Hadidi went back to Southern Pawn. She walked past a man in a Santa hat selling a weed eater, a man counting out a stack of bills on a counter and a man trying to sell a DVD player he held in a plastic bag.

Hadidi stood awkwardly at the counter. She pulled her pink and black beaded holiday sweater a little closer.

"I have to pick up my camera," she said to a young woman.

"Do you have a ticket number?"

"No, it was stolen."

"Do you have the suspect's name?"

Hadidi was getting annoyed. No, she did not have the suspect's name. All she knew was that police had a warrant out for his arrest. She gave the clerk her name.

The woman disappeared into another room.

Hadidi had discussed it with her husband, Loay. She had argued they were supporting an industry that profited from stolen property. He said there was no way they could replace the camera for less than $55. It was the least expensive option.

Practicality beat out principle.

The clerk was back.

"So that's going to be $55."

Hadidi sighed. Her stomach turned. But she said nothing, just handed over her credit card.

She picked up the camera, turned it in her hands. She realized that every time she used it, she would be reminded that someone had come into her house and rifled through her things.

She opened up the camera.

The memory card with the pictures of her kids was gone.
This is news to me. I thought when the police found stolen property that it was returned to the owner, and the pawn shop was just out of luck.

What do you think? Are pawn shops operating under this new law more likely now to take property they may very well think is stolen, because they know they will probably get their money back or even keep the property?
 
I don't know under what grounds a pawn shop (or anyone) would be allowed keep something that was stolen.

If the pawn shop deals with shady characters it should be their loss.
 
Having had my house robbed the week before christmas some years back I can tell you that her insurance will cover the $55 bucks to replace the camera (and then some most likely). And she should have already claimed it to be honest.

Its actually a miracle they even found it at all.

We we got robbed, we gave a detailed list of what was stolen to the police and also to the insurance company. We got a nice check from our homeowners insurance to cover the cost of replacing that which was stolen. In light of this, getting things back like her camera would be a bonus...not like getting robbed twice. Or she could take the money from her insurance and purchase a newer and better replacement for the one she lost.

There is a silver lining in every cloud. All you have to do is look for it.
 
Or she could take the money from her insurance and purchase a newer and better replacement for the one she lost.

Sentimental value (the pictures of the kids) isn't that easy to replace.
 
She could either buy back her camera from the pawnshop for $55. Or she could go to court to get it back.

Would it be better if people could make claims on stuff in pawn shops without proving anything in court?

I mean, if we don't have to prove something was ours and stolen... there's a few things I wouldn't mind "having owned" at the local pawn shop.

"Do you have the suspect's name?"

Hadidi was getting annoyed. No, she did not have the suspect's name.

Oh please!

I should go into the local pawn and claim a bunch of stuff is mine and was stolen. When the clerk asks the suspect's name (a simple question that might have expedited things), I'll get all pissy and just demand the stuff. I'll be all "I don't need to prove ANYTHING!! This stuff is mine now GIVE IT!!"

Hell, I'll get proactive about it. I'll give a bunch of stuff to a homeless guy and have him sell it, then go claim it after splitting the loot with him.


Courts be damned! That's MY STUFF.



At least she didn't go OJ on the guy.
 
Would it be better if people could make claims on stuff in pawn shops without proving anything in court?

I mean, if we don't have to prove something was ours and stolen... there's a few things I wouldn't mind "having owned" at the local pawn shop.



Oh please!

I should go into the local pawn and claim a bunch of stuff is mine and was stolen. When the clerks asks the suspect's name (a simple question that might have expedited things), I'll get all pissy and just demand the stuff.

Ecofarm is right. Furthermore, the law should have it so that she can be reimbursed through court. I.e. she needs to expedite the process of getting her camera back so she can't wait for the legal processes, but then the legal processes should reimburse her. I can totally understand not being able to wait for court proceedings to get back something of yours.
 
This is assuming that they hadnt already downloaded the pics in some fashion.

It's not implausible either that she's keeping the pics there or forgot to put them in her computer. The kind of missteps ordinary people would do.
 
what's wrong with this lady? christ your kids aren't dead, take more pictures of them. i'd be more worried about that precious playstation that got stolen.
 
Having had my house robbed the week before christmas some years back I can tell you that her insurance will cover the $55 bucks to replace the camera (and then some most likely).
Assuming she has insurance. Perhaps the pawn shop owner could claim the loss on his insurance since he is the one dealing in a risky enough business to justify insurance.
 
Considering the pawn shops are voluntarily giving lists of the stuff they buy which is obviously quite useful for tracking down burglers, I can't really demonize thm to much.
 
Assuming she has insurance. Perhaps the pawn shop owner could claim the loss on his insurance since he is the one dealing in a risky enough business to justify insurance.

Someone with a home without homeowners insurance?

Come on. I think thats a pretty safe assumption.
 
Would it be better if people could make claims on stuff in pawn shops without proving anything in court?

I mean, if we don't have to prove something was ours and stolen... there's a few things I wouldn't mind "having owned" at the local pawn shop.



Oh please!

I should go into the local pawn and claim a bunch of stuff is mine and was stolen. When the clerk asks the suspect's name (a simple question that might have expedited things), I'll get all pissy and just demand the stuff. I'll be all "I don't need to prove ANYTHING!! This stuff is mine now GIVE IT!!"

Hell, I'll get proactive about it. I'll give a bunch of stuff to a homeless guy and have him sell it, then go claim it after splitting the loot with him.


Courts be damned! That's MY STUFF.



At least she didn't go OJ on the guy.


I fail to see where you are getting the idea that she could get the stuff back having to prove that it is hers through a court (Which is a rediculous option). The choice was between going to court to try to get the camera back, buy the camera back or buy a different camera. No where is there a mention that she should get her stuff back by just claiming it was hers.


Edit: And the text you highlighted was her dilemma. She could go through the court system to get it back, or buy it back. It doesn't try to insinuate she should get it back "because its hers"
 
Why shift the risk from the pawn shop owner (or insurer) to the homeowner's insurer?

Well, for starters, homeowners will likely file and receive a claim way before any items are found or recovered. Secondly, the likelyhood of actually finding an item is very slim.

Secondly, most policies carry a deductable. Home theft will usually exceed this amount by a reasonable margin.....but a $55 dollar camera? Nope, not going to happen.
 
Well, for starters, homeowners will likely file and receive a claim way before any items are found or recovered. Secondly, the likelyhood of actually finding an item is very slim.

Secondly, most policies carry a deductable. Home theft will usually exceed this amount by a reasonable margin.....but a $55 dollar camera? Nope, not going to happen.
So, after your sage advice for her to have her insurer cover it, you now concede the camera would not be covered? More reason to shift the loss to ye olde pawn shoppe.
 
So, after your sage advice for her to have her insurer cover it, you now concede the camera would not be covered? More reason to shift the loss to ye olde pawn shoppe.

Sigh. I see you are as obtuse as ever. I suggest more rum and coke.

The camera would be 'part' of the claim - it wasnt the only item stolen. Of course it would be covered as part of the overall claim for the family.

However, the pawn shop only had the camera. It would make sense to initiate a claim over a single camera as the deductable would most likely exceed the potential value of the single camera.

Moderator Action: Warned - trolling.
Please read the forum rules: http://forums.civfanatics.com/showthread.php?t=422889
 
What else could you do but go to court? Would you want a random cop to have the ability to to walk on your private property and just claiming it's stolen, or worse, any random person, and taking it??

Now I'm right there with forma and jolly in thinking it's the pawn shop that needs to eat any losses, (and it should be a law that any pawn shop should gives a list of all items over to the police)

Now i'm sure this lady can prove it's hers as easy as it's to prove water is wet, but it still needs to be proven. You can't just go around taking stuff.
 
What else could you do but go to court? Would you want a random cop to have the ability to to walk on your private property and just claiming it's stolen, or worse, any random person, and taking it??

Now I'm right there with forma and jolly in thinking it's the pawn shop that needs to eat any losses, (and it should be a law that any pawn shop should gives a list of all items over to the police)

Now i'm sure this lady can prove it's hers as easy as it's to prove water is wet, but it still needs to be proven. You can't just go around taking stuff.

Simple enough as putting the serial number and description on the items stolen part of the police report. I agree about the pawn shop eating the cost. That should be part of the danger of running a pawn shop business.
 
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