Sisiutil
All Leader Challenger
The problem with fur tends to be that it shows up in arctic locations with very, very low food and production around. So while the enabling tech is early and cheap and the +1I agree with everything here except for the listing of Fur as being a "mediocre resource". They are accessed with a cheap tech (Hunting), tend to come in bunches (3 or 4 or more is not uncommon), and provide a very respectable amount of commerce once Camped. I love my Beaver.![]()

The original question concerned settling on top of resources. I find it's often necessary to settle on top of furs in order to ensure that the city has enough food and hammers to take advantage of them.