The Bank of Valhalla

[disorganizer]

@shaitan:
titles: prince goes to padma, rest stays
jobs: keeping them

 

[disorganizer]

Please remember all my shares were transferred to the "Lancre fund for the fanatikan populace", and as such the income should be added there and not to my account.

 

[Shaitan]

The BOV doesn't handle shares. You'll need to contact the companies that you have shares in and most likely the Bavarian Stock Exchange.

 

[Shaitan]

Accounts summary and Excel detail file in post #1 of this thread have been updated.

 

[BCLG100]

hmm yes so uhm out of interest could i take out a 10,000 gold loan and what would be the repayments?

 

[Strider]

I wish to take out a 3,000g loan.

 

[Strider]

Originally posted by Strider
I wish to take out a 3,000g loan.

I wish to re-new this loan to a 5,000g loan.... and I also want information on taking out a 10,000g loan.

 

[Strider]

Also please note that I am no longer Science Leader, but I am RPG assistant and Chat Rep now (30g total) So I only lose 10g of my old salary.

 

[Shaitan]

@Strider - Your maximum loan amount is 5200g provided you receive no more per turn debits. If you put that into troops, you can safely draw a loan for around 4900g and will be able to maintain a near zero balance for 24 chats.

@BCLG100 - Your maximum loan amount is approximately 3800g. This would put you at a near zero balance for 24 chats.

 

[Strider]

By safely do you mean I can draw the 4,900g loan?

 

[Shaitan]

Originally posted by Strider
By safely do you mean I can draw the 4,900g loan?

Yes. You can safely take a 4900g loan and use that to buy troops. This should put your per turn income at just about the right level to keep a zero balance while paying off your loan.

 

[BCLG100]

why can i only take 3800 gold out? and why would my balance be zero do i have loans outstanding?

 

[Shaitan]

A loan of 3800 is the maximum you can take out because it is the most you can pay back with your salary in the maximum loan period (24 chats). Your balance wouldn't be zero. That means that with a zero balance you can maintain your loan payments.

 

[BCLG100]

oh right i get it out of interest do you know how much i am getting per chat?

 

[Shaitan]

@BCLG100 - Right now you are making a bit under 95g per chat. Your previous loan is costing you 68g per chat so that takes a bite out of your income (that ends after chat #35). If your account balance goes down to 0 you will be making about 290g per chat.

 

[BCLG100]

could i pay of my previous loan?

 

[Shaitan]

Originally posted by BCLG100
could i pay of my previous loan?

Yes, you can pay off your current loan for 408g. That would raise your maximum loan amount to around 5600g

 

[Strider]

Originally posted by Shaitan

Yes. You can safely take a 4900g loan and use that to buy troops. This should put your per turn income at just about the right level to keep a zero balance while paying off your loan.

Ok... I wish to do this.

 

[Shabbaman]

Hello shaitan,

Did you already include our tile trade?
And can I get a loan of 1000g?

 

[Shaitan]

@Strider - Your loan has been set up.

@Shabbaman - Our tile trade has been posted. Your loan has been set up.