Am I the only one who finds the idea of skill point distribution rather farcical, since there's no application for them available? You have a 'spirituality' of 100... so what? How is that better than 50, or 200? It's not going to effect your character's performance since, well, you're the one writing him/her/them.
Moreover,why only 250 ? Why a limit ? There are renaissance men and dunces, well rounded individuals who expand to a number of areas quite thoroughly and single-minded people who aren't that great in their own field. Skill point distribution might make sense in a DD game format, but this isn't that. The only determination of how good/bad your character is how your character is written.
If you just want to give a understanding of a character, just give a 1-100 scale for each attribute you want to wish, with no cap. If you




your character... well, that's your failing as a writer, which will occur regardless of whether or not you 'only' distribute 250 points. But at least a rating per category overall gives some idea of your characters strengths/weaknesses/personality, rather than dump stats.