Roland Johansen
Deity
The main argument against having a big money reserve is that if you have on average 2000 gold pieces more in gold reserve, then on average, you're 2000 research points behind in research. Is it bad to be 2000 points behind in research? Sometimes, it doesn't matter if it is a technology that you won't immediately start using. But more often then not a technology starts producing benefits from the moment it is available. For some technologies, this means a bigger multiplyer for hammers, gold or research, for others a civic change and again for others it means a military advantage.
You can't have it both: have a large gold reserve (on average) and be at the most advanced state that you could be. Note that these small advantages in technology tend to strengthen oneanother. If you have that economic boosting technology one turn earlier, then you can use it to improve your economy one turn earlier which means that other new technologies will come faster, that you can start expanding again one turn earlier, that you can build a gold reserve while still having the same research as before the technology was researched.
All of the above doesn't mean that it's bad for the AI to have a money reserve. Unlike the human player, the AI cannot plan ahead. An AI will be far more susceptible to a surprise attack. It will not see it coming and thus it will not have set aside money for upgrades or have started upgrading troops. The human will do these things as it will see the 'surprise attack' coming 5 turns in advance and react to it.
It's not exactly clear whether a gold reserve is a good thing for the AI. It probably needs some gold in reserve in order to react to changing circumstances. Whether it needs 6000 gold? I doubt it.
You can't have it both: have a large gold reserve (on average) and be at the most advanced state that you could be. Note that these small advantages in technology tend to strengthen oneanother. If you have that economic boosting technology one turn earlier, then you can use it to improve your economy one turn earlier which means that other new technologies will come faster, that you can start expanding again one turn earlier, that you can build a gold reserve while still having the same research as before the technology was researched.
All of the above doesn't mean that it's bad for the AI to have a money reserve. Unlike the human player, the AI cannot plan ahead. An AI will be far more susceptible to a surprise attack. It will not see it coming and thus it will not have set aside money for upgrades or have started upgrading troops. The human will do these things as it will see the 'surprise attack' coming 5 turns in advance and react to it.
It's not exactly clear whether a gold reserve is a good thing for the AI. It probably needs some gold in reserve in order to react to changing circumstances. Whether it needs 6000 gold? I doubt it.