This thread is wild!
Also... I'm not "D" while currently "UI/WI" so... carry on, I guess? 
Now this person cannot collect anything to pay for their medical bills from the uninsured drunk driver... and because they have minimum insurance, the insurance they have is woefully inadequate to cover their medical needs from the accident. So the business/establishment that served the drunk driver alcohol becomes another possible source to provide money to pay the person's medical bills.
As an aside, I'd love to hear folks thoughts on this.


So one way I conceptualize the utility of "Dram Shop" laws is... the hypothetical person, driving home, at night from work, on a late shift, with the bare minimum insurance on their vehicle, because that is all they can afford, who has never had so much as a traffic ticket.... who is hit by an uninsured drunk driver and catastrophically injured.Server liability laws don't come into actual play unless a drunk leaves the bar and gets into a crash where people are injured or killed.
Now this person cannot collect anything to pay for their medical bills from the uninsured drunk driver... and because they have minimum insurance, the insurance they have is woefully inadequate to cover their medical needs from the accident. So the business/establishment that served the drunk driver alcohol becomes another possible source to provide money to pay the person's medical bills.
As an aside, I'd love to hear folks thoughts on this.
Last edited: