Poll: Poll: What form of money do you use?
- Thread starter Quintillus
- Start date
Traitorfish
The Tighnahulish Kid
I tend to mostly use cash- foods, travel, etc.- but I use a debit card for anything over about £10. I usually only have about £10-£20 on me anyway, and I like to make sure I have at least a tenner in case I need it.
I don't have a credit card and I don't plan to get one. Those things are more trouble than they're worth, especially for a student like me.
I don't have a credit card and I don't plan to get one. Those things are more trouble than they're worth, especially for a student like me.
Patricman
Hepatologist/liver doctor
Dollars. Too young to have credit cards
Bamspeedy
CheeseBob
1. Check
2. Cash
3. Credit Card
Rarely carry more than $20 cash. Write a check for $10 over the amount (or $20 if they allow it) wherever they will allow me to do so, so that I have some cash. I only go to the bank about once every 5 or 6 months if I need more cash or to order more checks.
2. Cash
3. Credit Card
Rarely carry more than $20 cash. Write a check for $10 over the amount (or $20 if they allow it) wherever they will allow me to do so, so that I have some cash. I only go to the bank about once every 5 or 6 months if I need more cash or to order more checks.
Godwynn
March to the Sea
- Joined
- May 17, 2003
- Messages
- 20,523
Yes, the first time you get robbed that will change.
plarq
Crazy forever
Counterfeit is the best if you can trick others to accept it.
Irish Caesar
Yellow Jacket
I tend to use cash whenever needed. I hate my debit card. I would use a credit card if I had one because it would be nice to have the thing now and still get just a touch more interest on the money before forking it over.
Many thousand. They've got it pretty well figured out how much people are going to want to withdraw on a daily basis.
Many thousand. They've got it pretty well figured out how much people are going to want to withdraw on a daily basis.
That's a confusing bit. Do you mean you'd keep the money in a savings account then pay off the credit card within the grace period?
Irish Caesar
Yellow Jacket
If I buy something on the 1st (for the sake of argument) of the month, I would have three options:
(1) Pay cash. I'm out $200.
(2) Pay debit. I'm out $200.
(3) Use credit. Pay $200 at the end of the month. I have earned $1 interest on that, and I've had my item for a month.
So I'm up a dollar.
Okay, not realistic numbers, but it illustrates what I mean.
JohnRM
Don't make me destroy you
Other: Check card
Bamspeedy
CheeseBob
If I buy something on the 1st (for the sake of argument) of the month, I would have three options:
(1) Pay cash. I'm out $200.
(2) Pay debit. I'm out $200.
(3) Use credit. Pay $200 at the end of the month. I have earned $1 interest on that, and I've had my item for a month.
So I'm up a dollar.
Okay, not realistic numbers, but it illustrates what I mean.
Minus the cost of the stamp and check to send to the credit card company and you are only saving a few pennies, if that. But if you send the payment just a little too late, then you are out $40 for the late fee.
Sawn-off and hockey mask until the law catches up with me. Cigarettes thereafter. 
Mirc
Not mIRC!!!
Cash. 
Stolen Rutters
Deity
Debit card or occasionally cash for small purchases, credit card for anything over $100 or so. Credit cards give you better consumer protection but a debit card is at least a little safer than cash. I've never been robbed, but I have lost my wallet before. Lose your debit card and you can have it deactivated, lose cash and it's gone.
Five Fingers
Masquerouge
Deity
Debit card whenever I can. I don't like carrying small changes and crumbly bills, and I prefer it to credit cards because it's easier to know exactly how much money I have, and I don't have to worry about missing a payment and getting a high interest rate on that.
I use credit cards once a month or so to build up my credit though.
I use credit cards once a month or so to build up my credit though.
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