Random Rants ΟΔ: broken record

[Birdjaguar]

Then plus post count all around.

 

[Timsup2nothin]

I get all that and it's more hassle than its worth for me at the moment. I do not want to pay for the cars outright nor do I want to go through refinancing them with a loan and all that. I accept I will not have an optimal financial outcome for this deal and that the deal may not happen at all.

The thing is also that because I'm not going to buy a Bolt, that $7.5k would go to the dealer no matter what. In this particular scenario however, it provides me with a bit of leverage with the dealership if I go the straigth trade in route. If I buy out my current cars and then go back to the dealership the leverage isn't the same and I'm entirely reliant on getting good terms on a loan (because I won't outright buy them) which is not necessarily a given. Plus then I would still have to go through a seperate transaction of selling them to the dealership as part of a trade in for the Bolt.

I'd rather it all be one transaction settled at once.

Rebates always go to the dealer. The dealer usually applies it to help with down payment on a buy or covering the drive off on a lease. If you are effectively making a large negative down payment then that help gets burnt balancing that out. I wasn't suggesting that you do a bunch of separate transactions, I just think it is wise to know how much of a negative down payment you are walking in the door with, because the dealership is definitely going to tell you they need that whole $7500 and more to offset it and you'll want to know if they are telling the truth.

 

[hobbsyoyo]

No, the rebate for the tax credit would go to me if I bought the car. It goes to the dealership if I lease. The California rebate goes to be me either way. I have done this before - one of my current cars is an EV.

That is a fair point, thank you for pointing out that I should not tip my plan to the dealership until I have a break-lease cost on the table. At that point I can negotiate for a better deal by using the rebate for a lease to my advantage.

Oh yeah and I get $2k from the state so I guess I could break even if they charge me less than $3-4k instead of 1-2. I forgot to account for that before.

 

[Timsup2nothin]

I did, see my response to hobbs, I just felt like you were blaming Aji aswell as the driver, which is ridiculous

I wasn't particularly concerned about blame, as I am not much of a blame guy. I do hope he learned, since if there is a next time he could wind up going under the car instead of over the hood, and even at five miles an hour getting crushed by a car sucks.

But speaking of blame, I have had experience with people in high stress situations, like close call car accidents, get really irrational. As in blaming the legally blameless pedestrian for their part in creating the situation and beating the snot out of them.

 

[Ajidica]

that's literally victim blaming though, not that much different from telling women they are "asking for it" if they don't dress like nuns.

Well that escalated quickly.

(Incidentally, this makes a very strong argument for why large cars are terrible. If I had been hit by a larger car -like one of those ridiculous crossovers- instead of a car smaller than a Civic it would likely have been a lot worse.)

 

[yung.carl.jung]

maybe I misread your post, to me it sounded like "You (aji) are the one who should take a lesson from that", not the driver who was being careless. either way I agree blame doesn't really get us anywhere

Well that escalated quickly.

(Incidentally, this makes a very strong argument for why large cars are terrible. If I had been hit by a larger car -like one of those ridiculous crossovers- instead of a car smaller than a Civic it would likely have been a lot worse.)

you won't find a person with a stronger hatred for SUVs innacity than this guy right here

 

[Timsup2nothin]

No, the rebate for the tax credit would go to me if I bought the car. It goes to the dealership if I lease. The California rebate goes to be me either way. I have done this before - one of my current cars is an EV.

That is a fair point, thank you for pointing out that I should not tip my plan to the dealership until I have a break-lease cost on the table. At that point I can negotiate for a better deal by using the rebate for a lease to my advantage.

Oh yeah and I get $2k from the state so I guess I could break even if they charge me less than $3-4k instead of 1-2. I forgot to account for that before.

I spent six years in the car business and ran hundreds of "manufacturer's rebate to the customer" checks. Not one of them ever left the dealership. They got endorsed and used as down payment, so applied to the deal. If there was a dealer incentive check it also got applied to the deal, as direct profit instead of down payment, but the effect is exactly the same.

 

[hobbsyoyo]

I could absolutely use the rebate to buy down my down payment if I wanted and thus it would never come to me. But I absolutely have the option to just receive the check straight from the government and I have already done exactly this. I get maybe most people don't do that but I do and have.

 

[Timsup2nothin]

maybe I misread your post, to me it sounded like "You (aji) are the one who should take a lesson from that", not the driver who was being careless.

Well, on the one hand I don't think that failing to see a person in dark clothing in the dark stepping in front of your car is necessarily "careless," even if the legal responsibility is clear. On the other hand, chances of the same guy coming along a second time and running him over are basically zero, so the driver learning a lesson does nothing to make my friend safer and that lesson means nothing to me...so, yeah, I do care a lot more what @Ajidica learned from the experience.

 

[Timsup2nothin]

I could absolutely use the rebate to buy down my down payment if I wanted and thus it would never come to me. But I absolutely have the option to just receive the check straight from the government and I have already done exactly this. I get maybe most people don't do that but I do and have.

You are exceptional! Of course, I already knew that.

 

[Snerk]

that's literally victim blaming though, not that much different from telling women they are "asking for it" if they don't dress like nuns.

Jeez louise, why go there?

Anyway, like I said, it probably differs from place to place. In my corner of the world there are no good reasons not to wear something reflective if you're out at night during the winter. Specially if you factor in that the snow might make the road narrower, reduce visibility and reduce handling of a car at speed.

 

[Timsup2nothin]

completely irrelevant to the discussion at hand, and has already been said three times by three different people (including me)

New thread to you.

 

[Cutlass]

Just got back from putting down our older cat. Bogey made it to 19 so she had a good run, but I'll miss her.
Today sucks. But at least she's not suffering anymore.

Sorry that had to happen.

 

[Takhisis]

My mother's taken to somehow finding clickbaity 'inspirational' videos about disabled people and bugging me with them. That kind of stuff is really quite patronizing. I don't want to be an inspiration to other people. I want to play video games and listen to rock music and play with my cats.

Except for the parts when you actually state that you are disabled, you don't ‘sound’ disabled. That should be more inspirational than those videos.

 

[Lemon Merchant]

Moderator Action: We're past 1000 posts ladies and gentlemen. Please begin a new thread to rant in.

 

[Takhisis]

@yung.carl.jung
And if not, in twelve and one hours, then the priority passes to Birdjaguar and so on. Excepting me because I'm the thread starter.

 

[Lexicus]

http://www.nydailynews.com/new-york/ny-metro-pbs-writer-meghan-markle-20181026-story.html

Terribly stupid action by PBS, hope this guy wins his lawsuit.

 

[Arakhor]

For those of us in Europe, could you provide a summary?

 

[Lexicus]

While looking at a picture of Meghan Markle he said "not bad" and this was deemed an unforgivable sexist transgression by some of his female coworkers (who, the article notes, apparently were able to call Justin Trudeau "hot" without any repercussions) and his employer, who fired him. He is suing them for discriminating against him for his gender.

 

[Birdjaguar]

While looking at a picture of Meghan Markle he said "not bad" and this was deemed an unforgivable sexist transgression by some of his female coworkers (who, the article notes, apparently were able to call Justin Trudeau "hot" without any repercussions) and his employer, who fired him. He is suing them for discriminating against him for his gender.

Stupid firing and he deserves to win.