Useful infoSgtslick.However where is the bug settings folder?
Actually, Interface Colors and Formations aren't BUG settings. They are separate modules in the Assets\Modules folder. To turn on these modules, you have to find the appropriate MLF_CIV4ModularLoadingControls.xml file.
For Interface Colors, open the Modular Controls file in Assets\Modules\Interface Colors and change the <bLoad>0</bLoad> to <bLoad>1</bLoad> for the color you want. For Formations, open the Modular Controls file in Assets\Modules\Formations and change the <bLoad> to 1.
I also don't delete my UserSettings folder when I update versions. I use Windows 7, and when I sort my RAND folder by Type Descending, that puts the UserSettings folder at the top so I can select and delete everything else and replace it from my SVN download folder.