[RD] Daily Graphs and Charts
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It's not an entirely fair metric. Borrowing costs have plummeted. They're looking at sale price. They should be looking at total cost.
In general, ancestry is really tracked back via mitochondrial DNA.
Mitochondria replicate asexually, so there's in theory nothing lost, and only come from the mother, so that should be possible to track it back a bit.
For your example, it depends what was sequenced, and how they determined it.
warpus
Sommerswerd asked me to change this
Cool, that makes sense. I'm going to have to have a long talk with my brother in law about all this next time I see him!
Yeah, I've had discussions with him about DNA and a lot of this stuff is way over my head, but I like to learn, so I bring it up every once in a while. Not too often because I know how some people are about discussing work at home
I think I can keep up with most of what he says, I understand some of the chemistry behind it, and some of the other basics, so I can sort of piece things together and figure out what he's trying to say.My sister definitely did well. The last guy she dated before this guy was a religious Muslim guy who wanted her to convert and who told her that hugging her uncle is not okay. Compare that to freakin Genetic research facility director who's also Polish and actually has a very very similar last name to ours - so she changed her last name, but it's almost exactly the same anyway - did not really have to change her signature.
Very happy for them!
Re: Canadian home prices - I think most of the jump you see at the end of the graph is driven mainly by 2 markets - Toronto and Vancouver. Two bubbles that are just exploding with no end in sight..
Spoiler :
Rest of article here. http://journals.plos.org/plosone/article?id=10.1371/journal.pone.0153419 Includes some NSFCFC language.
Haha! I've published in PLoS, and was proud of that article
will have to read this.
In the US, at any rate, the point is being made that the increase in house costs is about the increase in house size. Dunno about other nations.
http://www.aei.org/publication/toda...ce-per-person-has-doubled-over-last-40-years/
http://www.aei.org/publication/toda...ce-per-person-has-doubled-over-last-40-years/
The correlation that a lot of people might miss: new homes are built by the 10%. So yeah, they're getting bigger, because the 10% hasn't had their incomes decouple from growth. And it's those new homes that are placed on the 2ndary market, and prices are going to be sticky downwards.
The old houses that are being phased out due to age are the smaller ones, 'cause houses were smaller back then. It's a neat tidbit. If you're a part of the 10% and want to help reverse the hollowing of the middle class, when you build your dreamhome, build it small and efficient. Spend your money in other ways.
The old houses that are being phased out due to age are the smaller ones, 'cause houses were smaller back then. It's a neat tidbit. If you're a part of the 10% and want to help reverse the hollowing of the middle class, when you build your dreamhome, build it small and efficient. Spend your money in other ways.
CavLancer
This aint fertilizer
On the flip side, its middle class carpenters, masons, electricians and plumbers who build those massive statements of shallow look at me boxes of vanity for the 2%, 1%, whatever. Its the lower class guys working in the building supply places who sell the materials to the contractors, and their middle class managers who make sure they do a good job. True, the owners of building centers tend to be the 1% sort who try to cut the work hours while driving their people ever harder to get the same work done, but there are a lot of regular guys making dough off of the mansions of the filthy rich. I always used to enjoy getting work from one of these, and charging them a bit extra. I suppose its the same as we foreigners get in the Philippines, the foreigner prices. 
Life goes on.
Life goes on.
Mise
isle of lucy
This isn't really true in London (and by extension the UK).
Yeah, I think it's more a phenomenon of the Land of the Suburbs that I live in.
Cav: yeah, there's no doubt there's some trickle down effect. It's a very slow misallocation of capital, and it certainly provides jobs in the meantime. In the mid-oughties, mortgage brokers were making a living too. But, you'll note, that these houses aren't contributing to growth in median wages for males (which have fallen since the trend in 'large houses' became more and more prominent). It's trickle-down, but it's not supply-side employment.
You'll note I said they could spend their money on something else, not that they should burn the saved money in a fire-pit. All spending helps buy employment. Building large houses merely increases the burden on land, fuels, and city infrastructure. Building efficient homes is the opposite, and the money can be used to create other value.
Cav: yeah, there's no doubt there's some trickle down effect. It's a very slow misallocation of capital, and it certainly provides jobs in the meantime. In the mid-oughties, mortgage brokers were making a living too. But, you'll note, that these houses aren't contributing to growth in median wages for males (which have fallen since the trend in 'large houses' became more and more prominent). It's trickle-down, but it's not supply-side employment.
You'll note I said they could spend their money on something else, not that they should burn the saved money in a fire-pit. All spending helps buy employment. Building large houses merely increases the burden on land, fuels, and city infrastructure. Building efficient homes is the opposite, and the money can be used to create other value.
Borachio
Way past lunacy
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http://www.mirror.co.uk/news/uk-news/house-prices-12k-now-buy-5931726
My house is 87 sq metres (it is really quite small, I suppose), which would cost me just over £1.04 million in Kensington.
That's actually not as bad as I thought. (A mere slightly over 4 times its current value.)
Ah, but is that square metre of the building or of the building plot? They don't tell you everything in these articles.
My house is 87 sq metres (it is really quite small, I suppose), which would cost me just over £1.04 million in Kensington.
That's actually not as bad as I thought. (A mere slightly over 4 times its current value.)
Ah, but is that square metre of the building or of the building plot? They don't tell you everything in these articles.
JohannaK
Heroically Clueless
I hate it. Melbourne is lovely, but it is not a city. It is a hub of parks and high rises stuck amid a wasteland of suburbs. It is veritably hateful.
On the flip side, its middle class carpenters, masons, electricians and plumbers who build those massive statements of shallow look at me boxes of vanity for the 2%, 1%, whatever. Its the lower class guys working in the building supply places who sell the materials to the contractors, and their middle class managers who make sure they do a good job. True, the owners of building centers tend to be the 1% sort who try to cut the work hours while driving their people ever harder to get the same work done, but there are a lot of regular guys making dough off of the mansions of the filthy rich. I always used to enjoy getting work from one of these, and charging them a bit extra. I suppose its the same as we foreigners get in the Philippines, the foreigner prices.
Luxury consumption creates some jobs. Mass consumption creates mass jobs.
CavLancer
This aint fertilizer
Yes, sure. You and EM are right of course. In a perfect world things are perfect, and hard workers share more in the pie. However we don't live in a perfect world and while we wait for the revolution we must make a living somehow. Also, revolutions don't always turn out for the best. People suck, not all but perhaps most. Looking forward to getting off this rock when the time comes.
In a dozen years I'll be three score and 10.
The race is almost run.
In a dozen years I'll be three score and 10.
The race is almost run.
I'm just pointing out it as a way for the 10% to 'help', if they're so inclined. Not by losing spending (as taxes would do), but merely by shifting it.
I worry about housing policies these days. People are buying them thinking that the historical 8% returns are sustainable. They just cannot be, and so people are over-buying into a bubble.
I worry about housing policies these days. People are buying them thinking that the historical 8% returns are sustainable. They just cannot be, and so people are over-buying into a bubble.
CavLancer
This aint fertilizer
That can be good or bad depending on when you get out. I rode 2 bubbles to the top and got out before they burst. That's the primary reason I can afford what I've done in the Philippines. No doubt that property speculation and greedy bankers drove the massacre that came after, but it worked out okay for me.
No way to run a country, I agree. Things used to be different as perhaps you remember. Back then the purchase price and selling price were closely associated, and one made money through work. There were years where the appreciation on my first house made more money for me than my job. Its when people start extrapolating that they get in trouble. 'At the current rate I'll be a millionaire in blah years!' Nope. These days houses are like stocks, and its the buyers driving the market that determine when it ends in blood and tears. My first house I got out when the blue collar workers that I worked with had to buy in a neighboring state because the houses in Jersey were not affordable. So, I sold and found a buyer just in time, poor guy.
No way to run a country, I agree. Things used to be different as perhaps you remember. Back then the purchase price and selling price were closely associated, and one made money through work. There were years where the appreciation on my first house made more money for me than my job. Its when people start extrapolating that they get in trouble. 'At the current rate I'll be a millionaire in blah years!' Nope. These days houses are like stocks, and its the buyers driving the market that determine when it ends in blood and tears. My first house I got out when the blue collar workers that I worked with had to buy in a neighboring state because the houses in Jersey were not affordable. So, I sold and found a buyer just in time, poor guy.
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