As for Medievil the necklace doesnt bend at all!, its made for a women with tight clothes or something, the Kimono he has on is too bulky, the only thing I can do is just rotate it like that im afraid...
And Indust, I was going for something like this, it I raise the necklace and more you will see the pendent on it.. And if I get rid of the clothing looks too plain, I was going to try something in photoshop, but its too difficult