Random Rants : Someone is wrong on the Internet

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I hope that was electronic money and not real cash, otherwise the DWP is going to be wanting some really good answers about what you're doing with Government money.

It was real money and I'm allowed to do what I want with it because its illegal for me to save over 16k. So I have to spend it somehow regardless.

I could afford to lose it as I have enough left over for my deposit, legal fees and carpets.

But no more.

It was a reputable casino club with their own program, not just random online roulette.
 
Why can't you save over 16k?
 
It was real money and I'm allowed to do what I want with it because its illegal for me to save over 16k. So I have to spend it somehow regardless.

I could afford to lose it as I have enough left over for my deposit, legal fees and carpets.

But no more.

It was a reputable casino club with their own program, not just random online roulette.

Why don't you spend you money on a hobby or something you find interesting?
 
Why can't you save over 16k?

Benefit regulations probably. If you have tons of money saved up, you don't qualify to get more.
 
It's not illegal to have more than 16k in savings though, it's just that you start losing some benefits at that level. And I think the 16k is the limit on housing benefit. The limit for employment support allowance is 5k, iirc. And then there's a sliding scale: you lose £2 a week for every £250 over that limit. It gets complicated. And if you're a PIPS claimant like Mr Havv, you get that irrespective of any savings or income you have, and tax free. As far as I know. So it's worth having. Except that you have to have some pretty severe disability. Which Mr Havv does seem to have. (As evidenced by his posting style here, if nothing else. I'm joking, of course.)

But anyway, there's a limit on the amount of benefit that any one household can receive. Which has lately been lowered to £23,000 a year (I think). Sounds a lot. But if you've 10 children and live in London that's not a lot at all. But I expect there must be some exception made for the really severely disabled who require 24 hour care. Assuming they're living at home.
 
The only kind of modern video game I can think of that is clearly halal might be flight/driving simulators (assuming no music and images),
Should not have laughed at that (emphasis mine)...
 
I just took three subject SAT's this morning. I want to curl up in a corner and forget it ever happened now.

all the sat 2s were easier than the main test for me: 800 800 770 on physics, math 2, chemistry respectively.

I think it depends on what subject SATs and what areas you're strong in. I took the lit one twice and got 630 the first time and 750 or something like that the second time. World history and US history I both got 800, and math 2 I think I got around 610 because I'm a bad Asian and stupid when it comes to math.
 
I think it depends on what subject SATs and what areas you're strong in. I took the lit one twice and got 630 the first time and 750 or something like that the second time. World history and US history I both got 800, and math 2 I think I got around 610 because I'm a bad Asian and stupid when it comes to math.

not to humblebrag (:blush:), but i took the physics test having not taken e+m for nearly a year, forgetting stuff like the right hand rule.
 
It's not illegal to have more than 16k in savings though, it's just that you start losing some benefits at that level. And I think the 16k is the limit on housing benefit. The limit for employment support allowance is 5k, iirc. And then there's a sliding scale: you lose £2 a week for every £250 over that limit. It gets complicated. And if you're a PIPS claimant like Mr Havv, you get that irrespective of any savings or income you have, and tax free. As far as I know. So it's worth having. Except that you have to have some pretty severe disability. Which Mr Havv does seem to have. (As evidenced by his posting style here, if nothing else. I'm joking, of course.)

But anyway, there's a limit on the amount of benefit that any one household can receive. Which has lately been lowered to £23,000 a year (I think). Sounds a lot. But if you've 10 children and live in London that's not a lot at all. But I expect there must be some exception made for the really severely disabled who require 24 hour care. Assuming they're living at home.

No, its illegal to have more that 16k in savings. You start losing some benefits from £5,500, and if you have over 16k, you are commiting benefit fraud if you carry on claiming benefits.

Which is daft because it just forces claimants to spend it all.
 
Or maybe it's because if you can routinely save £2,000 each year, you really don't need that much extra income from the state. I'm normally the last person to defend the Tory attitude to benefits, but if you can save that much money and then make the deliberate error of not declaring it when asked, then yes, you are committing fraud.
 
not to humblebrag (:blush:), but i took the physics test having not taken e+m for nearly a year, forgetting stuff like the right hand rule.

ftfy :)

took lit and US history and scored about 80 points above my SAT1 average. The SAT 2s... you're either on one side or the other for each subject.
 
Yeah, for my Chem SAT's I took them last year and got a 760. They weren't that hard, but back then I had an AP class for Chem that covered all the material. For my physics SATs I had only covered about 1/2 the material in AP physics 1 thanks to the strange division the AP Physics people had in which their usual AP Physics test was split into 2 and the course material halved to focus more on the conceptual.
 
Or maybe it's because if you can routinely save £2,000 each year, you really don't need that much extra income from the state. I'm normally the last person to defend the Tory attitude to benefits, but if you can save that much money and then make the deliberate error of not declaring it when asked, then yes, you are committing fraud.

I have declared my savings when asked though. I can save £500 a month currently, but then when I get a house I can spend all that on the mortgage. Plus I have an appointment with a disability employment advisor at the end of the month, and I'm allowed to earn another 5k a year.

The amount you can save doesn't affect your entitlement to benefits, rather just the amount you have saved.
 
I have inexpensive tastes, so I can save a bit of money even on my limited means, but yeah, if you have multiple thousands of pounds stashed away, I can certainly see why the government would start capping what they give you.
 
Keep it in a mattress rather than a bank. Then they'll never know what you have.
 
And it's still fraud not to declare it.
 
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